CCertihomes
432 Redding Lane #432N, Monroe, NJ 08831

$190,000

2 beds 2 baths 1,150 sqft Built 1977166 days on marketActive

About this home

Buyer couldn't produce so property is back on the market. Welcome to this 2-bedroom, 2-bath home in the desirable Rossmoor 55+ community in Monroe. It offers a bright, spacious living room perfect for relaxing or entertaining, and a dining room ideal for gatherings. The kitchen features ample cabinetry and easy access to the dining area. Both bedrooms are generously sized with good closet space, and the bathrooms provide comfort and convenience, including an en-suite for the primary bedroom. The home is just minutes from NJTP 8A, local shops, and parks. Buyer to pay capital contribution at closing which totals $5, 300. Great property in highly sort after development. Home just needs some TLC. Home is fairly priced since it's being sold as.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$2,039/mo

Real estate (PITI + HOA + PMI)
$1,641
Principal + interest$1,224
Property tax + insurance$346
PMI / 2nd mortgage$71
Utilities
$476
Heating + cooling$81
Internet + TV + phone$158
Water + sewer + garbage$53
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$2,039/mo TLC
Budget$5,000/mo
Remaining after TLC$2,961/mo
Purchase price
$190,000
Down payment
$9,500 (5%)
Loan amount
$180,500
APR
7.19%

Quick facts

Type
Condo/TH
Style
End Unit
Year built
1977
Lot size
0.0336 ac
Stories
1
Heating
Baseboard Electric
Cooling
Central Air
Water
Public
HOA
Annual tax
$1,536
MLS #
2660735M
County
Middlesex

At a glance

Air conditioning
Basement
Garage
Dishwasher

Home features

Appliances
DishwasherDisposalDryerElectric Range/OvenRefrigeratorWasherElectric Water Heater
Interior
2 BedroomsBath MainDining RoomBath SecondKitchenLiving RoomNone
Community
Billiard RoomBocceClubhouseCommunity RoomFitness CenterGatedGolf 18 HoleMedical FacilityOutdoor PoolShuffle BoardTennis Court(s)
Parking
Detached CarportNoneDetachedCovered
Pool
Outdoor PoolIn Ground
Kitchen
Not Eat-in KitchenSeparate Dining Area
Dining
Formal Dining Room
Master bedroom
Full Bath
Security
Security Gate
Flooring
Carpet, Ceramic Tile, Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium

Lot features

On Golf Course

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 10/23/2025. Provided courtesy of BEVERLY LYONS REAL ESTATE AGEN via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.