CCertihomes
40-B Rutland Lane, Monroe, NJ 08831

$315,000

2 beds 2 baths 1,393 sqft Built 1989128 days on marketActive

About this home

Look at the Lowest Price Home on 1st Floor in Whittingham. Welcome to this Manor Model in Whittingham's sought-after 55+ community! This ground-floor home offers a smart, open floor plan with 2 bedrooms and 2 full baths. The eat-in kitchen is a highlight, featuring stainless steel appliances, center island, and plenty of space to enjoy your morning coffee. The spacious living room with a cozy fireplace flows nicely into the dining room. The primary suite offers two closets, a full bath with both a soaking tub and walk-in shower, plus access to a bright balcony overlooking the golf course, which is very private and relaxing. A detached garage is just steps from your door for added convenience. With its comfortable layout, a few personal touches and you will have your dream home. This community is rated A+ for all its activity and amenities.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$3,035/mo

Real estate (PITI + HOA + PMI)
$2,721
Principal + interest$2,029
Property tax + insurance$574
PMI / 2nd mortgage$118
Utilities
$452
Heating + cooling$89
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$3,035/mo TLC
Budget$5,000/mo
Remaining after TLC$1,965/mo
Purchase price
$315,000
Down payment
$15,750 (5%)
Loan amount
$299,250
APR
7.19%

Quick facts

Type
Condo/TH
Style
Garden Apartment Style
Year built
1989
Lot size
Stories
1
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$2,825
MLS #
2606762R
County
Middlesex

At a glance

Air conditioning
Fireplace
Basement
Garage
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
FirealarmSecurity System2 BedroomsKitchenLaundry RoomLiving RoomBath FullBath MainDining RoomNone
Exterior
Lawn SprinklersOpen Porch(es)PatioSidewalk
Community
Billiard RoomBocceClubhouseOutdoor PoolGolf 9 HoleIndoor PoolTennis Court(s)Sidewalks
Parking
1 Car WidthDetachedGarage Door OpenerDriveway
Patio & porch
PorchPatio
Pool
Outdoor PoolIndoor
Fireplace
Fireplace EquipmentFireplace ScreenWood Burning
Kitchen
Kitchen IslandPantryEat-in Kitchen
Dining
Formal Dining Room
Master bedroom
1st FloorFull Bath
Accessibility
Stall ShowerTub Seat
Security
Security GateFire AlarmSecurity System
Flooring
Carpet, Ceramic Tile
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium

Lot features

On Golf Course, Level

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →
Central Jersey Multiple Listing System, INC

Listing information last refreshed 10/31/2025. Provided courtesy of ERA CENTRAL LEVINSON via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

40-B Rutland Lane · Monroe — $315,000 · Certihomes