CCertihomes
13 Benjamin Franklin Drive, Monroe, NJ 08831

$439,000

2 beds 2 baths 1,752 sqft Built 1983112 days on marketActive

About this home

Price reduced! Well-maintained, fully detached Kingsley model in desirable Concordia just waiting for your personal touch. 2 bedroom, 2 bath, living room, dining room, fireplace in family room, kitchen w/ center island and eat-in area. Wood floors except for kichen and bathroom. Amenities include indoor pool, outdoor pool, pickelball, 24 hour nurse, shows, clubs, trips and a beautiful clubhouse. 18-hole golf course requires separate fee. Come see this wonderful house in this vibrant community and make it your next home!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,112/mo

Real estate (PITI + HOA + PMI)
$3,821
Principal + interest$2,828
Property tax + insurance$828
PMI / 2nd mortgage$165
Utilities
$500
Heating + cooling$113
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$4,112/mo TLC
Budget$5,000/mo
Remaining after TLC$888/mo
Purchase price
$439,000
Down payment
$21,950 (5%)
Loan amount
$417,050
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1983
Lot size
Stories
1
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Water
Public
HOA
Annual tax
$4,354
MLS #
2607540R
County
Middlesex

At a glance

Air conditioning
Pool
Garage (2)
Dishwasher
Waterfront

Home features

Appliances
DishwasherDryerElectric Range/OvenMicrowaveRefrigeratorRangeWasherElectric Water Heater
Interior
BlindsSecurity SystemShades-ExistingVaulted Ceiling(s)Entrance Foyer2 BedroomsKitchenLaundry RoomLiving RoomBath FullDining RoomFamily RoomNone
Exterior
Patio
Community
Billiard RoomBocceNurse 24 HoursCommunity RoomOutdoor PoolFitness CenterGolf 18 HoleGolf 9 HoleIndoor PoolTennis Court(s)
Parking
2 Car WidthGarageAttachedBuilt-In GarageDetachedDriveway
Patio & porch
Patio
Pool
Outdoor PoolPrivateIndoorIn Ground
Kitchen
Kitchen IslandPantrySeparate Dining Area
Dining
Living Dining Combo
Master bedroom
1st FloorFull BathWalk-In Closet(s)
Security
Security GateSecurity System
Flooring
Ceramic Tile, Parquet, Wood
Roof
Flat
Sewer
Public Sewer
Ownership
Condominium

Lot features

Waterfront

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 3/17/2026. Provided courtesy of RE/MAX CENTRAL via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

13 Benjamin Franklin Drive · Monroe — $439,000 · Certihomes