CCertihomes
289 Main Street #10F, Spotswood, NJ 08884

$220,000

2 beds 1 baths 868 sqft Built 1964125 days on marketActive

About this home

Back on Market 5/7 Buyer not able to get financing... You will need a Non QM through Country Wide if not cash or Possible owner financing with 25% downpayment! ! 2 bedroom!!! Upstairs!! Excellent location of this 2nd floor condo. Ready for new occupant. Heat and Water included in Maint. fee. Many updates over the last 2 years. Carpet approx. 3 year old, also replace kitchen floor just over a year, Bath remodeled also in the past few years, Tub 2 years, newer windows, Painted less than 2 years ago. Fridge, dw all under 3 years. Building backs to the play ground area and no one behind you. Complex has laundry, parking is open with permit. Also available for rent, but prefer to sell.Limit on pet size but are allowed. Excellent schools in Spotswood! Easy to show.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$2,472/mo

Real estate (PITI + HOA + PMI)
$2,092
Principal + interest$1,417
Property tax + insurance$592
PMI / 2nd mortgage$83
Utilities
$464
Heating + cooling$70
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$2,472/mo TLC
Budget$5,000/mo
Remaining after TLC$2,528/mo
Purchase price
$220,000
Down payment
$11,000 (5%)
Loan amount
$209,000
APR
7.19%

Quick facts

Type
Condo/TH
Style
Ranch
Year built
1964
Lot size
0.049 ac
Stories
1
Heating
Baseboard, Radiant
Cooling
Ceiling Fan(s), Wall Unit(s)
Water
Public
HOA
Annual tax
$4,308
MLS #
2608247R
County
Middlesex

At a glance

Dishwasher

Home features

Appliances
DishwasherDryerElectric Range/OvenRefrigeratorRangeWasher
Interior
2 BedroomsKitchenBath MainDining RoomAtticNone
Kitchen
Not Eat-in Kitchen
Dining
Formal Dining Room
Flooring
Carpet, Ceramic Tile, Laminate, Wood
Roof
See Remarks
Sewer
Public Sewer
Ownership
Condominium, See Remarks

Lot features

Level

Neighborhood — 08884

MetricThis ZIPCountyUSA
Population7,8948,832,837299,088,112
Population Change Since19903.00%14.00%20.00%
Population Density3,1561,137
Male3,8284,307,827147,432,321
Female4,0664,525,010151,655,844
Never Married1,4441,965,81163,775,926
Married3,7253,647,435123,120,365
Separated166391,23912,639,686
Widowed625515,17215,467,586
Divorced464529,39323,075,029
Number Of House Hold3,0983,167,345111,826,380
Average House Hold Size2.542.732.60
Medial Age39.4737.1535.46
Median House Hold Income$61,994$63,392$48,276
Average House Hold Income$77,145$83,312$63,629
P C I$30,276$30,662$24,529
M D I$51,446$52,505$41,133
A T H E$58,915$61,369$50,898
S T R7.00%7.00%
W C J74.78%81.02%77.74%
(Zip) Code
8884

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 12/6/2025. Provided courtesy of ERA CENTRAL LEVINSON via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

289 Main Street #10F · Spotswood — $220,000 · Certihomes