CCertihomes
86 James Street, South River, NJ 08882

$495,777

3 beds 2 baths Built 195075 days on marketActive

About this home

Welcome to this inviting home in the heart of South River, New Jersey, offering a comfortable blend of space, light, and functionality. Sun-filled living areas create a warm and welcoming atmosphere, while the flexible layout supports both everyday living and future customization. The spacious backyard offers additional outdoor space for gardening, relaxing, or entertaining. Conveniently located near parks, shopping, dining, and NYC bus routes. Property is being sold as-is.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,716/mo

Real estate (PITI + HOA + PMI)
$4,350
Principal + interest$3,194
Property tax + insurance$970
PMI / 2nd mortgage$186
Utilities
$642
Heating + cooling$159
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$4,716/mo TLC
Budget$5,216/mo
Remaining after TLC$500/mo
Purchase price
$495,777
Down payment
$24,789 (5%)
Loan amount
$470,988
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1950
Lot size
0.0918 ac
Stories
1
Heating
Baseboard
Cooling
Wall Unit(s), Window Unit(s)
Water
Public
HOA
Annual tax
$5,412
MLS #
2608548R
County
Middlesex

At a glance

Basement
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
3 BedroomsKitchenLiving RoomBath FullNone
Exterior
Fencing/WallStorage ShedYard
Parking
1 Car WidthPaver BlocksDriveway
Kitchen
Eat-in KitchenSeparate Dining Area
Dining
Living Dining Combo
Master bedroom
1st Floor
Spa
Private
Flooring
Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08882

MetricThis ZIPCountyUSA
Population13,0678,832,837299,088,112
Population Change Since199012.00%14.00%20.00%
Population Density4,5341,137
Male6,4994,307,827147,432,321
Female6,5684,525,010151,655,844
Never Married2,9481,965,81163,775,926
Married5,6283,647,435123,120,365
Separated407391,23912,639,686
Widowed687515,17215,467,586
Divorced792529,39323,075,029
Number Of House Hold4,7773,167,345111,826,380
Average House Hold Size2.732.732.60
Medial Age36.1537.1535.46
Median House Hold Income$57,692$63,392$48,276
Average House Hold Income$65,642$83,312$63,629
P C I$24,056$30,662$24,529
M D I$48,231$52,505$41,133
A T H E$52,683$61,369$50,898
S T R7.00%7.00%
W C J75.36%81.02%77.74%
(Zip) Code
8882

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 12/17/2025. Provided courtesy of ALL STAR REAL ESTATE AGENCY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

86 James Street · South River — $495,777 · Certihomes