CCertihomes
505 Summit Street, Hightstown, NJ 08520

$475,000

3 beds 1 baths Built 194020 days on marketClosed

About this home

This welcoming 3-bedroom, 1-bath home is filled with warmth and a true sense of home. Bright living spaces and comfortable finishes make everyday living easy, while the finished basement offers the perfect spot for movie nights, playtime, or a quiet home office. Step outside to a fully fenced backyard with a spacious deck. Upgrades in the last two years include new windows, exterior doors, septic, fence, and appliances. The property backs to a cemetery, providing added privacy and a calm, peaceful setting. Tucked on a quiet street yet close to downtown Hightstown, parks, schools, and local shops, this is a place where memories are made and routines feel just right.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,885/mo

Real estate (PITI + HOA + PMI)
$4,608
Principal + interest$3,060
Property tax + insurance$1,370
PMI / 2nd mortgage$178
Utilities
$504
Heating + cooling$115
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$124
Car insurance + maintenance$124
Other (entertainment)
$158
$4,885/mo TLC
Budget$5,385/mo
Remaining after TLC$500/mo
Purchase price
$475,000
Down payment
$23,750 (5%)
Loan amount
$451,250
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1940
Lot size
Stories
1
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$10,376
MLS #
2609422R
County
Mercer

At a glance

Air conditioning
Basement
Garage (2)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenRefrigeratorWasherElectric Water Heater
Interior
Blinds3 BedroomsKitchenLiving RoomBath MainDining RoomNone
Exterior
DeckPatioFencing/WallStorage ShedYard
Parking
2 Car WidthGarageAttachedDrivewayPaved
Patio & porch
DeckPatio
Pool
Above Ground
Kitchen
Granite/Corian CountertopsSeparate Dining Area
Dining
Formal Dining Room
Master bedroom
1st Floor
Flooring
Ceramic Tile, Vinyl-Linoleum
Roof
Asphalt
Sewer
Septic Tank
Ownership
Fee Simple

Lot features

Sloped, Irregular Lot

Neighborhood — 08520

MetricThis ZIPCountyUSA
Population40,4158,832,837299,088,112
Population Change Since199035.00%14.00%20.00%
Population Density1,6861,137
Male20,0154,307,827147,432,321
Female20,4004,525,010151,655,844
Never Married7,0261,965,81163,775,926
Married18,8853,647,435123,120,365
Separated1,624391,23912,639,686
Widowed1,753515,17215,467,586
Divorced2,390529,39323,075,029
Number Of House Hold14,5523,167,345111,826,380
Average House Hold Size2.752.732.60
Medial Age36.2037.1535.46
Median House Hold Income$81,713$63,392$48,276
Average House Hold Income$109,000$83,312$63,629
P C I$39,522$30,662$24,529
M D I$65,182$52,505$41,133
A T H E$75,019$61,369$50,898
S T R7.00%7.00%
W C J75.93%81.02%77.74%
(Zip) Code
8520

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 1/15/2026. Provided courtesy of SACKMAN REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.