CCertihomes
97 Lewis Street #99, Perth Amboy, NJ 08861

$1,530,000

0 beds 0 baths 5,072 sqft Built 191833 days on marketActive

About this home

Calling all investors! Excellent opportunity to acquire a 5 legally multifamily property with a total gross annual income of $134, 400. Property full renovated. Buyers must qualify for a commercial mortgage, hard money loan, or purchase with cash. Serious investors only. 97 Lewis Street offers a spacious first-floor unit with 3 bedrooms and 1 bath, including a bedroom with direct basement access, currently rented for $3, 300/month. The second floor features two separate 1-bedroom, 1-bath apartments with living room and kitchen; one unit has a private rear entrance. Rents are $1, 800/month and $1, 999/month respectively. 99 Lewis Street includes a first-floor unit with 2 bedrooms and 2 baths, living room and kitchen, rented for $2, 100/month. The second-floor unit offers 4 bedrooms, 1 bath, living room, dining area and kitchen, also rented for $2, 100/month. Strong rental income across all units. Ideal for investors. Tenants pay utilities. Close to transportation, shopping, and major highways.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$10,660/mo

Real estate (PITI + HOA + PMI)
$10,648
Principal + interest$6,939
Property tax + insurance$3,135
PMI / 2nd mortgage$574
Utilities
$674
Heating + cooling$175
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$10,660/mo TLC
Budget$11,160/mo
Remaining after TLC$500/mo
Purchase price
$1,530,000
Down payment
$76,500 (5%)
Loan amount
$1,453,500
APR
4%

Quick facts

Type
Multi Family
Style
Year built
1918
Lot size
0.1148 ac
Stories
2
Heating
Baseboard
Cooling
Window Unit(s)
Water
Public
HOA
Annual tax
$18,705
MLS #
2609538R
County
Middlesex

Home features

Parking
On Street
Flooring
Wood
Roof
Asphalt
Sewer
Public Sewer

Lot features

Corner Lot

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 1/7/2026. Provided courtesy of UNITED R.E. OF NORTH JERSEY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.