CCertihomes
653 Raritan Avenue, Perth Amboy, NJ 08861

$450,000

2 beds 1 baths Built 190924 days on marketActive

About this home

Charming two-bedroom, one-bath home in Perth Amboy, situated on a 50 x 100 lot. This property offers a great opportunity for buyers seeking a comfortable starter home with future potential. The generous lot size provides room for possible expansion; buyers are encouraged to consult with their architect to explore expansion options. Conveniently located near local amenities, transportation, and major routes, this home is ideal for homeowners or investors alike.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,544/mo

Real estate (PITI + HOA + PMI)
$4,183
Principal + interest$2,899
Property tax + insurance$1,115
PMI / 2nd mortgage$169
Utilities
$612
Heating + cooling$169
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$4,544/mo TLC
Budget$5,044/mo
Remaining after TLC$500/mo
Purchase price
$450,000
Down payment
$22,500 (5%)
Loan amount
$427,500
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Cape Cod
Year built
1909
Lot size
Stories
2
Heating
Baseboard Hotwater
Cooling
Window Unit(s)
Water
Public
HOA
Annual tax
$6,372
MLS #
2609732R
County
Middlesex

At a glance

Basement
Dishwasher

Home features

Appliances
DishwasherDryerRefrigeratorWasherGas Water Heater
Interior
Bath FullFamily Room2 BedroomsNone
Exterior
Storage Shed
Parking
2 Cars DeepGravel
Kitchen
Eat-in Kitchen
Flooring
Laminate, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 1/19/2026. Provided courtesy of NEUHAUS REALTY, INC. via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

653 Raritan Avenue · Perth Amboy — $450,000 · Certihomes