CCertihomes
265 Front Street, Perth Amboy, NJ 08861

$470,000

2 beds 2 baths 1,626 sqft Built 199936 days on marketActive

About this home

Exceptional Waterfront Home with Stunning Bay Views Don't miss this rare opportunity to own a beautiful waterfront home overlooking the serene Raritan Bay. Enjoy breathtaking views from your private balcony, a truly unbstructed bayview, living room, and luxurious suite.The spacious property suite is a true retreat, The large second floor bedroom offers plenty of space for all your needs, complemented by 2 full bathrooms and a convenient laundry room with a washer and dryer included. This home is packed with impressive features, including:Glass sliding doors, Panoramic windows, cozy fireplace. oversized car garage Bonus office space The modern kitchen comes complete with appliances. Located near major highways and offering easy public transit access to NYC and the Jersey Shore, this home provides the perfect balance of comfort, convenience, and coastal living. No HOA Hurry!!!!!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,906/mo

Real estate (PITI + HOA + PMI)
$4,543
Principal + interest$3,028
Property tax + insurance$1,339
PMI / 2nd mortgage$176
Utilities
$580
Heating + cooling$128
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$4,906/mo TLC
Budget$5,406/mo
Remaining after TLC$500/mo
Purchase price
$470,000
Down payment
$23,500 (5%)
Loan amount
$446,500
APR
7.19%

Quick facts

Type
Townhouse, Single Family Residence
Style
Townhouse
Year built
1999
Lot size
0.0321 ac
Stories
3
Heating
Radiant, Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$10,222
MLS #
2610882R
County
Middlesex

At a glance

Air conditioning
Fireplace
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
Cathedral Ceiling(s)Drapes-See RemarksHigh Ceilings1 BedroomKitchenLaundry RoomLibrary/OfficeBath FullDining RoomUtility RoomNone
Parking
2 Car WidthGarageAttachedGarage Door Opener
Kitchen
Granite/Corian Countertops
Dining
Formal Dining Room
Flooring
Ceramic Tile, Laminate, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Waterview

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 2/14/2026. Provided courtesy of PETRA BEST REALTY LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

265 Front Street · Perth Amboy — $470,000 · Certihomes