CCertihomes
499 Old Stage Road, Spotswood, NJ 08884

$639,900

3 beds 2 baths 1,498 sqft Built 195671 days on marketActive

About this home

Welcome home to this immaculate, meticulously maintained 3-bedroom, 1.5-bath split-level residence offering comfort, space, and timeless appeal. The inviting eat-in kitchen features granite countertops, ideal for everyday living and casual entertaining. A formal living room provides an elegant setting, with hardwood floors waiting beneath the carpet to be revealed. Unwind in the relaxing family room, highlighted by a ventless gas fireplace, creating a warm and welcoming atmosphere year-round. The home offers three generously sized bedrooms, a dedicated laundry room, ample closet space, and abundant storage throughoutincluding a large, dry crawl space providing excellent additional storage. Step outside to a large, fenced-in backyardperfect for spring and summer entertaining, outdoor gatherings, play, or simply relaxing in your own private space. Enjoy added peace of mind knowing the roof was replaced just 8 years ago, reflecting the home's excellent upkeep. Ideally located for commuters, you can be at Exit 9 of the NJ Turnpike in under 5 minutes, making travel to NYC quick and convenient. This well-cared-for home clearly shows pride of ownership and is ready for its next chapter.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$6,035/mo

Real estate (PITI + HOA + PMI)
$5,788
Principal + interest$4,122
Property tax + insurance$1,426
PMI / 2nd mortgage$240
Utilities
$512
Heating + cooling$94
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$6,035/mo TLC
Budget$6,535/mo
Remaining after TLC$500/mo
Purchase price
$639,900
Down payment
$31,995 (5%)
Loan amount
$607,905
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Split Level
Year built
1956
Lot size
0.287 ac
Stories
3
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$9,533
MLS #
2661297M
County
Middlesex

At a glance

Air conditioning
Fireplace
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenRefrigeratorWasherGas Water Heater
Interior
KitchenLiving RoomBath HalfFamily RoomLaundry Room3 BedroomsBath Full
Parking
2 Car Width2 Cars DeepAttached
Fireplace
Gas
Kitchen
Eat-in KitchenGranite/Corian Countertops
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08884

MetricThis ZIPCountyUSA
Population7,8948,832,837299,088,112
Population Change Since19903.00%14.00%20.00%
Population Density3,1561,137
Male3,8284,307,827147,432,321
Female4,0664,525,010151,655,844
Never Married1,4441,965,81163,775,926
Married3,7253,647,435123,120,365
Separated166391,23912,639,686
Widowed625515,17215,467,586
Divorced464529,39323,075,029
Number Of House Hold3,0983,167,345111,826,380
Average House Hold Size2.542.732.60
Medial Age39.4737.1535.46
Median House Hold Income$61,994$63,392$48,276
Average House Hold Income$77,145$83,312$63,629
P C I$30,276$30,662$24,529
M D I$51,446$52,505$41,133
A T H E$58,915$61,369$50,898
S T R7.00%7.00%
W C J74.78%81.02%77.74%
(Zip) Code
8884

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →
Central Jersey Multiple Listing System, INC

Listing information last refreshed 2/17/2026. Provided courtesy of MID-STATE REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

499 Old Stage Road · Spotswood — $639,900 · Certihomes