649 Cornell Street, Perth Amboy, NJ 08861
$445,000
3 beds 2 baths — Built 19195 days on marketActive
About this home
Perfect starter home, close to shopping, schools, hospitals, major high ways
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$4,482/mo
- Real estate (PITI + HOA + PMI)
- $4,143
- Utilities
- $564
- Transportation
- $145
- Other (entertainment)
- $158
Principal + interest$2,867
Property tax + insurance$1,109
PMI / 2nd mortgage$167
Heating + cooling$145
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$145
Budget$5,000/mo
Remaining after TLC$518/mo
Purchase price
$445,000
Down payment
$22,250 (5%)
Loan amount
$422,750
APR
7.19%
Quick facts
Type
Single Family Residence
Style
Colonial
Year built
1919
Lot size
—
Stories
2
Heating
Radiators-Steam
Cooling
Wall Unit(s)
Water
Private
HOA
—
Annual tax
$7,500
MLS #
2611290R
County
Middlesex
At a glance
Basement
Home features
Appliances
Gas Range/OvenGas Water Heater
Interior
1 BedroomKitchenLiving RoomBath Full2 BedroomsNone
Parking
None
Kitchen
Eat-in Kitchen
Flooring
Ceramic Tile, Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Near Shopping
Neighborhood — 08861
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 46,782 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 20.00% | 14.00% | 20.00% |
| Population Density | 8,584 | 1,137 | — |
| Male | 23,392 | 4,307,827 | 147,432,321 |
| Female | 23,390 | 4,525,010 | 151,655,844 |
| Never Married | 12,523 | 1,965,811 | 63,775,926 |
| Married | 14,394 | 3,647,435 | 123,120,365 |
| Separated | 3,833 | 391,239 | 12,639,686 |
| Widowed | 2,051 | 515,172 | 15,467,586 |
| Divorced | 3,067 | 529,393 | 23,075,029 |
| Number Of House Hold | 14,307 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 3.23 | 2.73 | 2.60 |
| Medial Age | 31.78 | 37.15 | 35.46 |
| Median House Hold Income | $41,463 | $63,392 | $48,276 |
| Average House Hold Income | $52,403 | $83,312 | $63,629 |
| P C I | $16,734 | $30,662 | $24,529 |
| M D I | $36,156 | $52,505 | $41,133 |
| A T H E | $45,041 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 80.27% | 81.02% | 77.74% |
(Zip) Code
8861
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 2/25/2026. Provided courtesy of AMERICAN DREAM REALTY NJ LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.