85 Smith Street, Perth Amboy, NJ 08861
$999,999
0 beds 0 baths 3,200 sqft Built 191043 days on marketActive
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$9,064/mo
- Real estate (PITI + HOA + PMI)
- $8,922
- Utilities
- $586
- Transportation
- $145
- Other (entertainment)
- $158
Principal + interest$6,442
Property tax + insurance$2,105
PMI / 2nd mortgage$375
Heating + cooling$156
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$145
Budget$9,564/mo
Remaining after TLC$500/mo
Purchase price
$999,999
Down payment
$50,000 (5%)
Loan amount
$949,999
APR
7.19%
Quick facts
Type
Commercial
Style
—
Year built
1910
Lot size
—
Stories
2
Heating
Baseboard, Radiant
Cooling
Ceiling Fan(s), Window Unit(s)
Water
Public
HOA
—
Annual tax
$12,955
MLS #
2610980R
County
Middlesex
Home features
Appliances
Refrigeration
Interior
Refrigeration
Community
Laundry Room
Parking
On Street
Flooring
Tile, Wood
Roof
Flat
Sewer
Public Sewer
Lot features
Near Public Transit, Near Shopping, Near Train
Neighborhood — 08861
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 46,782 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 20.00% | 14.00% | 20.00% |
| Population Density | 8,584 | 1,137 | — |
| Male | 23,392 | 4,307,827 | 147,432,321 |
| Female | 23,390 | 4,525,010 | 151,655,844 |
| Never Married | 12,523 | 1,965,811 | 63,775,926 |
| Married | 14,394 | 3,647,435 | 123,120,365 |
| Separated | 3,833 | 391,239 | 12,639,686 |
| Widowed | 2,051 | 515,172 | 15,467,586 |
| Divorced | 3,067 | 529,393 | 23,075,029 |
| Number Of House Hold | 14,307 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 3.23 | 2.73 | 2.60 |
| Medial Age | 31.78 | 37.15 | 35.46 |
| Median House Hold Income | $41,463 | $63,392 | $48,276 |
| Average House Hold Income | $52,403 | $83,312 | $63,629 |
| P C I | $16,734 | $30,662 | $24,529 |
| M D I | $36,156 | $52,505 | $41,133 |
| A T H E | $45,041 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 80.27% | 81.02% | 77.74% |
(Zip) Code
8861
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
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Listing information last refreshed 2/26/2026. Provided courtesy of J.J. ELEK REALTY CO. via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.