CCertihomes
248 Main Street, Middletown, NJ 07758

$480,000

2 beds 2 baths 1,194 sqft Built 195311 days on marketClosed

About this home

Welcome to 248 Main Street, a delightful 2-bedroom, 2-bathroom residence offering the perfect blend of coastal relaxation and suburban convenience. Nestled on a generous 7, 500 sq. ft. lot, this 1, 194 sq. ft. home is an ideal catch for first-time buyers, downsizers, or savvy investors looking to enter the prestigious Middletown Township market. The living spaces are bright and airy with a beautifully renovated kitchen, two comfortable bedrooms, and a renovated primary bath. There is a full partially finished basement with high efficiency central air and heat. The expansive backyard offers a private sanctuary for summer BBQs or potential expansions. You are just minutes away from the scenic Bayshore Waterfront Park, where you can enjoy fishing, beach days, and stunning views of the NYC Skyline. Peace of mind comes standard with enrollment in the highly-rated Middletown Township Public School District, consistently ranked among the best in Monmouth County for both academics and athletics.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,570/mo

Real estate (PITI + HOA + PMI)
$4,337
Principal + interest$3,092
Property tax + insurance$1,065
PMI / 2nd mortgage$180
Utilities
$436
Heating + cooling$81
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$116
Car insurance + maintenance$116
Other (entertainment)
$158
$4,570/mo TLC
Budget$5,070/mo
Remaining after TLC$500/mo
Purchase price
$480,000
Down payment
$24,000 (5%)
Loan amount
$456,000
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1953
Lot size
Stories
1
Heating
Central, Forced Air, Humidity Control
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$7,049
MLS #
2611607R
County
Monmouth

At a glance

Air conditioning
Fireplace
Basement
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
2 BedroomsKitchenLiving RoomBath FullDining RoomNone
Exterior
BarbecueDeckFencing/WallStorage ShedYardInsulated Pane Windows
Parking
2 Car WidthAsphaltDrivewayPaved
Patio & porch
Deck
Fireplace
Gas
Kitchen
Granite/Corian CountertopsBreakfast BarPantrySeparate Dining Area
Dining
Formal Dining Room
Master bedroom
1st Floor
Spa
Bath
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Level

Neighborhood — 07758

MetricThis ZIPCountyUSA
Population5,0748,832,837299,088,112
Population Change Since19903.00%14.00%20.00%
Population Density3,3101,137
Male2,4604,307,827147,432,321
Female2,6134,525,010151,655,844
Never Married1,0831,965,81163,775,926
Married2,2603,647,435123,120,365
Separated128391,23912,639,686
Widowed262515,17215,467,586
Divorced269529,39323,075,029
Number Of House Hold1,6893,167,345111,826,380
Average House Hold Size3.002.732.60
Medial Age36.3537.1535.46
Median House Hold Income$71,738$63,392$48,276
Average House Hold Income$84,752$83,312$63,629
P C I$28,416$30,662$24,529
M D I$58,437$52,505$41,133
A T H E$62,676$61,369$50,898
S T R7.00%7.00%
W C J77.86%81.02%77.74%
(Zip) Code
7758

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 3/7/2026. Provided courtesy of WEICHERT CO REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.