CCertihomes
28 Duchess Avenue, Middletown, NJ 07748

$824,695

6 beds 5 baths 3,200 sqft69 days on marketActive

About this home

All offers are due by Monday, May 18th at 5:00 PM EST. This beautiful, large Colonial is now offered as-is for the amount owed; presenting an incredible opportunity to own a fully renovated home with significant appraised value at an investor's price point. This property features all-new plumbing and electrical. The Certificate of Occupancy and smoke certification are already completed, making it ready for a seamless turnkey transition. The floor plan includes an oversized main living area with high ceilings and panoramic windows, providing a light-drenched, modern space for hosting. Additionally, there is a chef's kitchen with sealed marble countertops and new stainless steel appliances. Each bedroom serves as a private retreat, thoughtfully offset from the heart of the home for maximum privacy. The versatile layout provides wonderful options for home offices, extended living, or a generous playroom.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$7,590/mo

Real estate (PITI + HOA + PMI)
$7,407
Principal + interest$5,313
Property tax + insurance$1,785
PMI / 2nd mortgage$309
Utilities
$544
Heating + cooling$110
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$116
Car insurance + maintenance$116
Other (entertainment)
$158
$7,590/mo TLC
Budget$8,090/mo
Remaining after TLC$500/mo
Purchase price
$824,695
Down payment
$41,235 (5%)
Loan amount
$783,460
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Colonial, Traditional, Two Story
Year built
Lot size
0.25 ac
Stories
2
Heating
Zoned, Baseboard, Radiant, Forced Air
Cooling
Ceiling Fan(s), Zoned
Water
Public
HOA
Annual tax
$11,000
MLS #
2611645R
County
Monmouth

At a glance

Basement
Garage (2)
Dishwasher

Home features

Appliances
DishwasherDisposalDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherWater FilterGas Water Heater
Interior
High CeilingsSecurity SystemVaulted Ceiling(s)Water FilterKitchen4 BedroomsLaundry RoomLiving RoomBath FullBath SecondBath ThirdOther Room(s)Dining RoomFamily Room2 BedroomsStorageUnfinished/Other Room
Exterior
Open Porch(es)DeckPatioDoor(s)-Storm/ScreenScreen/Storm WindowEnclosed Porch(es)Fencing/WallStorage ShedYardInsulated Pane Windows
Parking
2 Car Width2 Cars DeepAdditional ParkingGarageAttachedBuilt-In GarageOversizedDrivewayOn SiteOn StreetPaved
Patio & porch
PorchDeckPatioEnclosed
Kitchen
Granite/Corian CountertopsKitchen IslandEat-in Kitchen
Dining
Living Dining Combo
Master bedroom
1st FloorFull Bath
Accessibility
Wide Doorways
Security
Security System
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Corner Lot, Level

Neighborhood — 07748

MetricThis ZIPCountyUSA
Population27,9748,832,837299,088,112
Population Change Since1990-1.00%14.00%20.00%
Population Density2,0971,137
Male13,7564,307,827147,432,321
Female14,2184,525,010151,655,844
Never Married4,9331,965,81163,775,926
Married14,3353,647,435123,120,365
Separated527391,23912,639,686
Widowed1,335515,17215,467,586
Divorced1,112529,39323,075,029
Number Of House Hold9,5183,167,345111,826,380
Average House Hold Size2.942.732.60
Medial Age39.0137.1535.46
Median House Hold Income$89,873$63,392$48,276
Average House Hold Income$115,064$83,312$63,629
P C I$39,213$30,662$24,529
M D I$70,765$52,505$41,133
A T H E$77,563$61,369$50,898
S T R7.00%7.00%
W C J80.46%81.02%77.74%
(Zip) Code
7748

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 3/7/2026. Provided courtesy of HOMESMART FIRST ADVANTAGE RLTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

28 Duchess Avenue · Middletown — $824,695 · Certihomes