Closed$225,000
TLC ≈ $1,963/mo
1 1 903 sqft
434 Lawrence Street #18, Perth Amboy, NJ 08861
130 loretta Street, Hopelawn, NJ 08861
$599,000
3 beds 3 baths — Built 195031 days on marketActive
About this home
Welcome to this beautifully maintained Colonial set on a rare double lot in Hopelawn, offering space, comfort, and thoughtful updates throughout. This 3-bedroom, 2.5-bath home features 1, 834 sq ft of living space with hardwood floors, recessed lighting, and an open layout ideal for everyday living and entertaining. The updated kitchen (2020) offers custom cabinetry, granite countertops, modern appliances, and under-cabinet lighting, flowing into the dining and living areas. The primary suite includes a private en-suite bath, spacious dressing-room style closet, and an additional double closet. A partially finished basement provides flexible bonus space with an additional shower and toilet. Enjoy the private backyard with a custom patio, pool, fenced yard, and multiple storage sheds, plus ample parking with a 4-car driveway and additional rear parking. Major updates include central A/C (2018), new roof and gutters with gutter guards (2024), gas baseboard heating with three zones, public water and sewer, and a full attic with pull-down stairs for additional storage. A move-in-ready home offering both indoor comfort and outdoor space in a convenient Hopelawn location.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$6,135/mo
- Real estate (PITI + HOA + PMI)
- $5,795
- Utilities
- $632
- Transportation
- $145
- Other (entertainment)
- $158
Principal + interest$3,859
Property tax + insurance$1,711
PMI / 2nd mortgage$225
Heating + cooling$154
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$145
Budget$6,635/mo
Remaining after TLC$500/mo
Purchase price
$599,000
Down payment
$29,950 (5%)
Loan amount
$569,050
APR
7.19%
Quick facts
Type
Single Family Residence
Style
Colonial, Two Story
Year built
1950
Lot size
0.28 ac
Stories
2
Heating
Baseboard, Radiant, Radiant-Hot Water, Space Heater
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
—
Annual tax
$12,723
MLS #
2612087R
County
Middlesex
At a glance
Air conditioning
Basement
Home features
Appliances
Gas Range/OvenMicrowaveRangeGas Water Heater
Interior
KitchenBath HalfLiving RoomDining Room1 Bedroom2 Bedrooms3 BedroomsBath FullBath MainAttic
Exterior
BarbecueOpen Porch(es)DeckPatioEnclosed Porch(es)Storage Shed
Parking
2 Car Width3 Cars DeepAdditional ParkingDrivewayOn Site
Patio & porch
PorchDeckPatioEnclosed
Pool
Above Ground
Kitchen
Kitchen IslandEat-in Kitchen
Dining
Formal Dining Room
Master bedroom
Full BathWalk-In Closet(s)
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Near Shopping, Irregular Lot, Level
Neighborhood — 08861
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 46,782 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 20.00% | 14.00% | 20.00% |
| Population Density | 8,584 | 1,137 | — |
| Male | 23,392 | 4,307,827 | 147,432,321 |
| Female | 23,390 | 4,525,010 | 151,655,844 |
| Never Married | 12,523 | 1,965,811 | 63,775,926 |
| Married | 14,394 | 3,647,435 | 123,120,365 |
| Separated | 3,833 | 391,239 | 12,639,686 |
| Widowed | 2,051 | 515,172 | 15,467,586 |
| Divorced | 3,067 | 529,393 | 23,075,029 |
| Number Of House Hold | 14,307 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 3.23 | 2.73 | 2.60 |
| Medial Age | 31.78 | 37.15 | 35.46 |
| Median House Hold Income | $41,463 | $63,392 | $48,276 |
| Average House Hold Income | $52,403 | $83,312 | $63,629 |
| P C I | $16,734 | $30,662 | $24,529 |
| M D I | $36,156 | $52,505 | $41,133 |
| A T H E | $45,041 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 80.27% | 81.02% | 77.74% |
(Zip) Code
8861
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 6/16/2026. Provided courtesy of PREMIER HOME PROS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.