CCertihomes
20 CONCORD Street, Jersey City, NJ 07306

$1,180,000

0 beds 3 baths 3,350 sqft Built 192042 days on marketActive

About this home

Solid brownstone brick two-family home in Jersey City Heights (07306), near Kennedy Blvd, Christ Hospital, Central Ave shopping, and minutes from Journal Square, Downtown Jersey City, and Hoboken. This well-maintained income-producing property features two spacious units: Unit 1 offers 2 bedrooms and 1 bath, while Unit 2 includes 3 bedrooms, 1 bath, and a bright sun/flex room ideal for relaxing, home office, or playroom. Unit 2 also features a skylight bringing natural light to the hallway and a private spiral staircase with direct access to the backyard, parking area, and finished basement. Each unit includes its own laundry. Finished basement includes a full bath, open space, and additional rooms suitable for various permitted uses. Updated approx. six years ago including kitchens with granite & quartz countertops, windows, walls, and roof. Features include split-wall cooling and Whirlpool appliances in Unit 2, baseboard heating, gated roof-covered two-car rear parking, and private backyard. Excellent commuter location near Journal Square PATH with direct NYC access, NJ Transit buses 84, 86, 119 & 123, and Light Rail connections. Close to Route 139, I-78, NJ Turnpike, Holland Tunnel, and Newark Airport. Near Pershing Field Park, Riverview-Fisk Park, shopping, dining, Christ Hospital, and local amenities. Nearby educational institutions include Jonathan W. Wakeman Elementary School and New Jersey City University. Virtual stage. Ideal for owner-occupants or investors seeking a well-located Jersey City multifamily.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$8,226/mo

Real estate (PITI + HOA + PMI)
$8,132
Principal + interest$5,352
Property tax + insurance$2,337
PMI / 2nd mortgage$443
Utilities
$569
Heating + cooling$124
Internet + TV + phone$155
Water + sewer + garbage$58
Transportation
$150
Car insurance + maintenance$150
Other (entertainment)
$155
$8,226/mo TLC
Budget$8,726/mo
Remaining after TLC$500/mo
Purchase price
$1,180,000
Down payment
$59,000 (5%)
Loan amount
$1,121,000
APR
4%

Quick facts

Type
2 Family
Style
Year built
1920
Lot size
0.052 ac
Stories
3
Heating
Radiant, Baseboard Hotwater, Central, Radiators-Hot Water
Cooling
Ceiling Fan(s),A/C Wall Unit(s),A/C Window Unit(s), Unit 1(A/C Unit), Unit 2(A/C Unit)
Water
Public
HOA
Annual tax
$13,739
MLS #
2612288R
County
Hudson

At a glance

Basement

Home features

Appliances
Water Heater(See RemarksGas)Water HeaterUnit 1(DryerRange/OvenRefrigeratorWasher)Unit 2(DryerRange/OvenRefrigeratorWasher)
Interior
Unit 1(Dining Room2 BedroomsKitchenLaundry Hookup1 BathLiving RoomSee Remarks)Unit 2(Dining Room3 BedroomsKitchenLaundry Hookup1 BathLiving RoomDen/Family Room)
Exterior
BarbecuePatioPorch(es) - EnclosedDoor(s)-Storm/ScreenSidewalkFencing/WallStorage ShedWindows - Insulated PanePorch
Community
Sidewalks
Parking
1-2 Car ParkingCovered
Patio & porch
PatioEnclosedPorch
Roof
Asphalt, Flat
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Private, Interior Lot

Neighborhood — 07306

MetricThis ZIPCountyUSA
Population48,5248,832,837299,088,112
Population Change Since1990-1.00%14.00%20.00%
Population Density16,7731,137
Male24,6064,307,827147,432,321
Female23,9194,525,010151,655,844
Never Married14,7451,965,81163,775,926
Married14,6153,647,435123,120,365
Separated4,147391,23912,639,686
Widowed2,700515,17215,467,586
Divorced2,455529,39323,075,029
Number Of House Hold17,9403,167,345111,826,380
Average House Hold Size2.632.732.60
Medial Age34.7337.1535.46
Median House Hold Income$39,061$63,392$48,276
Average House Hold Income$50,504$83,312$63,629
P C I$19,210$30,662$24,529
M D I$34,164$52,505$41,133
A T H E$43,971$61,369$50,898
S T R7.00%7.00%
W C J82.60%81.02%77.74%
(Zip) Code
7306

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 3/21/2026. Provided courtesy of SIGNATURE REALTY NJ via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.