CCertihomes
109 John Street, South Amboy, NJ 08879

$545,000

3 beds 2 baths 1,620 sqft Built 191430 days on marketActive

About this home

Looking for a property in South Amboy then come see this spacious home offering 3 bedrooms and 1 full bathroom, 1 half bathroom that is ready for renovation and customization. This property features a functional layout with generous room sizes, ample natural light, and solid bones an excellent opportunity for buyers looking to create their dream home or investors seeking a value-add project. The home requires buyer(s) with the right vision to bring it to its full potential, providing the chance to modernize finishes, reimagine living spaces, and add significant equity. With multiple bedrooms and bathrooms, the layout is well-suited for comfortable living, or resale potential. Conveniently located close to schools, shopping and the ocean don't miss out come see it today.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,142/mo

Real estate (PITI + HOA + PMI)
$4,864
Principal + interest$3,511
Property tax + insurance$1,149
PMI / 2nd mortgage$204
Utilities
$531
Heating + cooling$111
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$120
Car insurance + maintenance$120
Other (entertainment)
$143
$5,142/mo TLC
Budget$5,642/mo
Remaining after TLC$500/mo
Purchase price
$545,000
Down payment
$27,250 (5%)
Loan amount
$517,750
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Cape Cod, Two Story
Year built
1914
Lot size
0.0574 ac
Stories
2
Heating
Baseboard, Radiant
Cooling
Window Unit(s)
Water
Public
HOA
Annual tax
$7,150
MLS #
2612550R
County
Middlesex

At a glance

Basement

Home features

Appliances
Gas Range/OvenRangeGas Water Heater
Interior
KitchenBath HalfLiving RoomDining Room3 BedroomsBath FullNone
Exterior
Open Porch(es)DeckEnclosed Porch(es)
Parking
1 Car WidthDriveway
Patio & porch
PorchDeckEnclosed
Kitchen
Eat-in Kitchen
Dining
Living Dining Combo
Flooring
Ceramic Tile, Laminate, See Remarks
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Near Train

Neighborhood — 08879

MetricThis ZIPCountyUSA
Population16,1528,832,837299,088,112
Population Change Since19904.00%14.00%20.00%
Population Density1,9391,137
Male8,0324,307,827147,432,321
Female8,1214,525,010151,655,844
Never Married3,6091,965,81163,775,926
Married6,4923,647,435123,120,365
Separated552391,23912,639,686
Widowed1,045515,17215,467,586
Divorced1,224529,39323,075,029
Number Of House Hold5,9813,167,345111,826,380
Average House Hold Size2.682.732.60
Medial Age37.1137.1535.46
Median House Hold Income$60,229$63,392$48,276
Average House Hold Income$68,862$83,312$63,629
P C I$25,517$30,662$24,529
M D I$49,839$52,505$41,133
A T H E$54,454$61,369$50,898
S T R7.00%7.00%
W C J81.61%81.02%77.74%
(Zip) Code
8879

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 3/20/2026. Provided courtesy of COLDWELL BANKER REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

109 John Street · South Amboy — $545,000 · Certihomes