CCertihomes
57 Ray Street, Franklin, NJ 08873

$4,200

3 beds 4 baths Built 20187 days on marketActive

About this home

Colonial-style home with a one-car attached garage. The first floor offers an open floor plan with 9-foot ceilings. Plenty of natural light through Anderson Windows. Custom trim and crown molding. Custom paint job with earth tones. A gas fireplace is perfect for those cold nights, hardwood flooring. Gourmet kitchen has custom cherry cabinetry with granite countertops and stainless steel appliances, including a Samsung self-cleaning range. Entertain your guests on an over-sized deck with a gas BBQ hookup. The second floor boasts 3 bedrooms with ceiling fans. Large master bedroom with private full bath and closet. Custom bathroom vanities throughout. Recessed LED lighting throughout.No Pets

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$463/mo

Real estate (PITI + HOA + PMI)
$40
Principal + interest$27
Property tax + insurance$11
PMI / 2nd mortgage$2
Utilities
$384
Heating + cooling$30
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$129
Car insurance + maintenance$129
Other (entertainment)
$158
$463/mo TLC
Budget$5,000/mo
Remaining after TLC$4,537/mo
Purchase price
$4,200
Down payment
$210 (5%)
Loan amount
$3,990
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Colonial, Two Story
Year built
2018
Lot size
0.1148 ac
Stories
2
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
MLS #
2612926R
County
Somerset

At a glance

Air conditioning
Fireplace
Basement
Garage (1)

Home features

Appliances
DryerGas Range/OvenRefrigeratorWasherGas Water Heater
Interior
Entrance FoyerKitchenLaundry RoomLiving RoomBath FullDining Room3 BedroomsBath MainBath OtherAttic
Exterior
BarbecueDeck
Parking
GarageAttachedDetachedDriveway
Patio & porch
Deck
Fireplace
Gas
Kitchen
Eat-in KitchenSeparate Dining Area
Dining
Formal Dining Room
Flooring
Carpet, Ceramic Tile, Wood
Sewer
Public Sewer

Neighborhood — 08873

MetricThis ZIPCountyUSA
Population39,9238,832,837299,088,112
Population Change Since199014.00%14.00%20.00%
Population Density1,2171,137
Male19,2524,307,827147,432,321
Female20,6714,525,010151,655,844
Never Married9,3891,965,81163,775,926
Married16,7163,647,435123,120,365
Separated1,619391,23912,639,686
Widowed2,239515,17215,467,586
Divorced2,415529,39323,075,029
Number Of House Hold14,8583,167,345111,826,380
Average House Hold Size2.622.732.60
Medial Age37.6137.1535.46
Median House Hold Income$77,737$63,392$48,276
Average House Hold Income$84,348$83,312$63,629
P C I$32,104$30,662$24,529
M D I$62,455$52,505$41,133
A T H E$62,776$61,369$50,898
S T R7.00%7.00%
W C J81.56%81.02%77.74%
(Zip) Code
8873

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 3/27/2026. Provided courtesy of DREAMLIFE REALTY SERVICES CORP via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

57 Ray Street · Franklin — $4,200 · Certihomes