CCertihomes
358 Rector Street #321, Perth Amboy, NJ 08861

$2,900

2 beds 3 baths 1,467 sqft Built 200641 days on marketActive

About this home

Stunning 2-Bed, 3-Bath Waterfront Unit - Experience living at its best with this beautifully updated 2-bedroom, 3-bathroom unit offering breathtaking water views of the Raritan Bay. The first level features a modern kitchen with quartz countertops, a breakfast bar, and wood flooring throughout. Enjoy the convenience of a spacious living and dining area, a full bathroom, and a utility room. Upstairs, you'll find two bedrooms, along with two full bathrooms. Located on the third floor, this unit is easily accessible via the lobby and elevator, and also includes two covered garage parking spaces. The building is ideally situated near major highways, public transportation, shopping, and a variety of restaurants.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$604/mo

Real estate (PITI + HOA + PMI)
$88
Principal + interest$19
Property tax + insurance$68
PMI / 2nd mortgage$1
Utilities
$536
Heating + cooling$106
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$604/mo TLC
Budget$5,000/mo
Remaining after TLC$4,396/mo
Purchase price
$2,900
Down payment
$145 (5%)
Loan amount
$2,755
APR
7.19%

Quick facts

Type
Townhouse, Condo/TH
Style
Townhouse
Year built
2006
Lot size
1.429 ac
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
MLS #
2612988R
County
Middlesex

At a glance

Air conditioning
Garage (2)
Dishwasher
Waterfront

Home features

Appliances
DishwasherDryerGas Range/OvenExhaust FanMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
KitchenLaundry RoomLiving RoomBath FullDining RoomUtility Room2 BedroomsBath ThirdNone
Community
Community RoomElevatorFitness Center
Parking
GarageAttached
Kitchen
Granite/Corian CountertopsKitchen Exhaust FanKitchen Island
Dining
Living Dining Combo
Flooring
Ceramic Tile, See Remarks, Wood
Sewer
Public Sewer

Lot features

Near Shopping, Waterfront, Waterview, Near Public Transit

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 3/29/2026. Provided courtesy of WEICHERT CO REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

358 Rector Street #321 · Perth Amboy — $2,900 · Certihomes