CCertihomes
42 Grace Street, Bloomfield, NJ 07003

$450,000

2 beds 2 baths Built 18980 days on marketActive

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$3,802/mo

Real estate (PITI + HOA + PMI)
$3,521
Principal + interest$2,899
Property tax + insurance$453
PMI / 2nd mortgage$169
Utilities
$476
Heating + cooling$101
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$133
Car insurance + maintenance$133
Other (entertainment)
$158
$3,802/mo TLC
Budget$5,000/mo
Remaining after TLC$1,198/mo
Purchase price
$450,000
Down payment
$22,500 (5%)
Loan amount
$427,500
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Two Story
Year built
1898
Lot size
Stories
2
Heating
Auxiliary Electric Heat
Cooling
Central Air
Water
Public
HOA
Annual tax
$1
MLS #
2613101R
County
Essex

At a glance

Air conditioning

Home features

Appliances
Electric Water Heater
Interior
None2 Bedrooms
Exterior
Enclosed Porch(es)
Parking
1 Car Width
Patio & porch
Enclosed
Kitchen
Breakfast Bar
Dining
Dining L
Master bedroom
Sitting Area
Accessibility
Tub Seat
Flooring
Carpet
Roof
Asphalt
Sewer
Dry Well
Ownership
Fee Simple

Lot features

See Remarks

Neighborhood — 07003

MetricThis ZIPCountyUSA
Population56,9848,832,837299,088,112
Population Change Since19903.00%14.00%20.00%
Population Density10,5431,137
Male27,2314,307,827147,432,321
Female29,7534,525,010151,655,844
Never Married14,7791,965,81163,775,926
Married22,5213,647,435123,120,365
Separated1,952391,23912,639,686
Widowed3,576515,17215,467,586
Divorced3,731529,39323,075,029
Number Of House Hold22,6553,167,345111,826,380
Average House Hold Size2.492.732.60
Medial Age37.7937.1535.46
Median House Hold Income$62,158$63,392$48,276
Average House Hold Income$76,850$83,312$63,629
P C I$31,169$30,662$24,529
M D I$51,526$52,505$41,133
A T H E$58,184$61,369$50,898
S T R7.00%7.00%
W C J82.23%81.02%77.74%
(Zip) Code
7003

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →
Central Jersey Multiple Listing System, INC

Listing information last refreshed 3/31/2026. Provided courtesy of ONE REAL ESTATE GROUP LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

42 Grace Street · Bloomfield — $450,000 · Certihomes