CCertihomes
12 Harbor Bay Circle, Old Bridge, NJ 08879

$550,000

2 beds 3 baths 1,728 sqft Built 20027 days on marketActive

About this home

You have reached the best of the best! This townhouse is fully modernized for todays' buyers in mind, no other unit compares! The property greets you with a private driveway and 1 car garage. It is also situated next to the visitor parking area for when you have guests over. Enter the front foyer of the property and to the left a spacious half bathroom followed by large coat closet. To the right is the entrance of the oversized garage. Follow the hardwood flooring towards the main steps you will have two choices, up to the main floor or down to the recreation/great room, and by great room, we MEAN GREAT ROOM! The room is HUGE with a walkout to the outdoor patio area under the main deck. The great room also has a gas fireplace to add to the appeal and set the mood. This can also become your third and maybe even 4th bedrooms! Head back to the main stairs and go up to the main level where you'll find the large open floor plan for the living room, dining room, and kitchen with beautiful quartz countertops and custom kitchen cabinetry and pantry closet! The large open space also leads to the main floor outdoor deck where you can enjoy the sun and a lemonade in the summer! Back to the main stairs, go up one more level to the top floor where you have the laundry area in the main hallway, main bathroom, and two bedrooms, one of which is a primary bedroom with huge vaulted ceilings, double primary closets, massive bathroom with stall shower, soaking tub, double vanity, makeup area, and changing area! The second bedroom doesn't disappoint as well, with its oversized closet you'll have plenty of storage! If outdoor amenities is what you seek on this property, the tennis courts, the outdoor pool, the tots pool and playground, the community center, the poolside kitchen, and much more to list will surely seal the deal! If that doesn't do it, then the 10 minutes or less drive to the beach will surely be the icing on the cake! This is the home you never knew you needed! Let's make this yours today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,336/mo

Real estate (PITI + HOA + PMI)
$5,110
Principal + interest$3,543
Property tax + insurance$1,361
PMI / 2nd mortgage$206
Utilities
$481
Heating + cooling$111
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$120
Car insurance + maintenance$120
Other (entertainment)
$143
$5,336/mo TLC
Budget$5,836/mo
Remaining after TLC$500/mo
Purchase price
$550,000
Down payment
$27,500 (5%)
Loan amount
$522,500
APR
7.19%

Quick facts

Type
Townhouse, Condo/TH
Style
Custom Development, Townhouse
Year built
2002
Lot size
Stories
3
Heating
Central, Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$9,590
MLS #
2613203R
County
Middlesex

At a glance

Air conditioning
Fireplace
Basement
Pool
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
SkylightVaulted Ceiling(s)Great RoomLibrary/OfficeBath HalfStorageFamily RoomUtility RoomKitchenLiving RoomDining Room2 BedroomsLaundry RoomBath MainBath Second
Exterior
Deck
Community
Kitchen FacilitiesClubhouseCommunity RoomOutdoor PoolPlaygroundFitness CenterTennis Court(s)
Parking
1 Car WidthGarageBuilt-In GarageGarage Door OpenerDrivewayOn SiteUnassigned
Patio & porch
Deck
Pool
Outdoor PoolPrivateIn Ground
Fireplace
Gas
Kitchen
Kitchen IslandPantryEat-in KitchenSeparate Dining Area
Dining
Living Dining Combo
Master bedroom
Sitting AreaTwo SinksFull BathWalk-In Closet(s)
Flooring
Carpet, Ceramic Tile, Laminate, Wood
Roof
See Remarks
Sewer
Public Sewer
Ownership
Condominium, Fee Simple

Lot features

Level

Neighborhood — 08879

MetricThis ZIPCountyUSA
Population16,1528,832,837299,088,112
Population Change Since19904.00%14.00%20.00%
Population Density1,9391,137
Male8,0324,307,827147,432,321
Female8,1214,525,010151,655,844
Never Married3,6091,965,81163,775,926
Married6,4923,647,435123,120,365
Separated552391,23912,639,686
Widowed1,045515,17215,467,586
Divorced1,224529,39323,075,029
Number Of House Hold5,9813,167,345111,826,380
Average House Hold Size2.682.732.60
Medial Age37.1137.1535.46
Median House Hold Income$60,229$63,392$48,276
Average House Hold Income$68,862$83,312$63,629
P C I$25,517$30,662$24,529
M D I$49,839$52,505$41,133
A T H E$54,454$61,369$50,898
S T R7.00%7.00%
W C J81.61%81.02%77.74%
(Zip) Code
8879

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 4/1/2026. Provided courtesy of REALTY ONE GROUP LIFESTYLE HOM via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

12 Harbor Bay Circle · Old Bridge — $550,000 · Certihomes