CCertihomes
174 Rutgers Street, New Brunswick, NJ 08901

$415,000

2 beds 2 baths 896 sqft Built 19404 days on marketActive

About this home

Beautiful, completely renovated 2 bdrm, 2 full ba home. Total renovation done in 2024. ALL BRAND NEW: roof, plumbing, electric, aluminum double hung windows, HVAC system installed, high eff. electric water heater, fully insulated, hardwood floors, engineered wood floors, waterproof laminate in basement & attic. Quartz countertops & stainless-steel appliances. Open floor concept, recess lighting throughout. Sump pump & French drain. Clean, open yard. Seller is a licensed real estate agent. New railings. Fridge has ice/water connected. Dishwasher, soft close cabinets, 2 entrances, quiet street. Turnkey, move in ready, investors dream. Pictures shown are before tenant moved in. Tenant occupied. Very Clean! Current lease expires 6/30/26.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$3,839/mo

Real estate (PITI + HOA + PMI)
$3,583
Principal + interest$2,673
Property tax + insurance$754
PMI / 2nd mortgage$156
Utilities
$423
Heating + cooling$82
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$129
Car insurance + maintenance$129
Other (entertainment)
$143
$3,839/mo TLC
Budget$5,000/mo
Remaining after TLC$1,161/mo
Purchase price
$415,000
Down payment
$20,750 (5%)
Loan amount
$394,250
APR
7.19%

Quick facts

Type
Single Family Residence
Style
1/2 Duplex, Two Story
Year built
1940
Lot size
Stories
2
Heating
Central, Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$4,155
MLS #
2613667R
County
Middlesex

At a glance

Air conditioning
Basement
Dishwasher

Home features

Appliances
Self Cleaning OvenDishwasherDryerGas Range/OvenExhaust FanRefrigeratorWasherKitchen Exhaust FanElectric Water Heater
Interior
BlindsFirealarmKitchenLiving RoomDining Room2 BedroomsAtticBath MainNoneAdditional BathOther Room(s)
Exterior
Open Porch(es)PatioSidewalkFencing/WallYardInsulated Pane Windows
Community
Sidewalks
Parking
1 Car Width3 Cars DeepDrivewayOn Street
Patio & porch
PorchPatio
Kitchen
Granite/Corian CountertopsKitchen Exhaust FanKitchen IslandSeparate Dining Area
Dining
Living Dining Combo
Security
Fire Alarm
Flooring
Wood, Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Near Train, Near Public Transit

Neighborhood — 08901

MetricThis ZIPCountyUSA
Population49,8348,832,837299,088,112
Population Change Since199019.00%14.00%20.00%
Population Density7,9341,137
Male24,9534,307,827147,432,321
Female24,8814,525,010151,655,844
Never Married22,9711,965,81163,775,926
Married8,7313,647,435123,120,365
Separated5,376391,23912,639,686
Widowed1,261515,17215,467,586
Divorced2,527529,39323,075,029
Number Of House Hold13,5193,167,345111,826,380
Average House Hold Size3.212.732.60
Medial Age24.6137.1535.46
Median House Hold Income$41,853$63,392$48,276
Average House Hold Income$58,306$83,312$63,629
P C I$19,187$30,662$24,529
M D I$36,349$52,505$41,133
A T H E$48,230$61,369$50,898
S T R7.00%7.00%
W C J83.09%81.02%77.74%
(Zip) Code
8901

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 4/9/2026. Provided courtesy of COLDWELL BANKER REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

174 Rutgers Street · New Brunswick — $415,000 · Certihomes