CCertihomes
344 Arnold Avenue, Perth Amboy, NJ 08861

$359,900

2 beds 1 baths 1,100 sqft Built 192931 days on marketActive

About this home

Welcome to 344 Arnold Ave in Perth Amboy a well-maintained ranch offering comfort, space, and potential. This home features 2 bedrooms and 1 full bathroom, with approximately 1, 200 square feet of living space on the main level. The layout includes a large kitchen with ample room for cooking, dining, and entertaining, along with a bright and functional living area. The property sits on a generous lot, offering a spacious backyard perfect for outdoor gatherings, gardening, or future improvements. A full unfinished basement with its own separate entrance provides excellent potential for storage, workspace, or possible expansion. On-street parking is available. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this property offers solid value with room to make it your own. Being sold strictly as is no contingencies , buyer is responsible to apply for and Obtain all required City Certs to close ,

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$3,779/mo

Real estate (PITI + HOA + PMI)
$3,409
Principal + interest$2,318
Property tax + insurance$956
PMI / 2nd mortgage$135
Utilities
$512
Heating + cooling$94
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$3,779/mo TLC
Budget$5,000/mo
Remaining after TLC$1,221/mo
Purchase price
$359,900
Down payment
$17,995 (5%)
Loan amount
$341,905
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1929
Lot size
0.0574 ac
Stories
1
Heating
Baseboard Hotwater
Cooling
None
Water
Public
HOA
Annual tax
$7,068
MLS #
2661685M
County
Middlesex

At a glance

Basement

Home features

Appliances
Gas Range/OvenWater HeaterGas Water Heater
Interior
2 BedroomsBath FullKitchenLiving RoomNone
Exterior
Open Porch(es)Patio
Parking
None
Patio & porch
PorchPatio
Kitchen
Eat-in Kitchen
Flooring
Ceramic Tile, Marble
Roof
Asphalt, Flat
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level, Near Public Transit, Near Shopping

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 4/10/2026. Provided courtesy of KELLER WILLIAMS CITY VIEWS RLT via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

344 Arnold Avenue · Perth Amboy — $359,900 · Certihomes