Closed$749,000
TLC ≈ $5,844/mo
4 3 2,368 sqft
12 Holmes Avenue, Monroe, NJ 08831
3 Newark Avenue, Spotswood, NJ 08884
$515,000
3 beds 2 baths 1,277 sqft Built 201484 days on marketActive
About this home
Newer constructed ranch with 3 BR and 2FB on a great street in Spotswood. Light and bright - Large dining room off kitchen and open to living room. Spacious bedrooms and full in bath in master. Fenced in yard. Close to mass transit, highways, schools, and shopping.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$5,052/mo
- Real estate (PITI + HOA + PMI)
- $4,765
- Utilities
- $498
- Transportation
- $127
- Other (entertainment)
- $158
Principal + interest$3,318
Property tax + insurance$1,254
PMI / 2nd mortgage$193
Heating + cooling$87
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$127
Budget$5,552/mo
Remaining after TLC$500/mo
Purchase price
$515,000
Down payment
$25,750 (5%)
Loan amount
$489,250
APR
7.19%
Quick facts
Type
Single Family Residence
Style
Ranch
Year built
2014
Lot size
0.1148 ac
Stories
1
Heating
Central
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$8,902
MLS #
2613816R
County
Middlesex
At a glance
Air conditioning
Basement
Home features
Appliances
DryerGas Range/OvenRefrigeratorRangeWasherGas Water Heater
Interior
Vaulted Ceiling(s)1 Bedroom2 Bedrooms3 BedroomsKitchenLaundry RoomLiving RoomBath FullDining RoomAtticNone
Exterior
PatioStorage Shed
Parking
2 Car WidthDrivewayPaved
Patio & porch
Patio
Kitchen
Country Kitchen
Dining
Formal Dining Room
Master bedroom
1st FloorFull Bath
Flooring
Carpet, Ceramic Tile
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Irregular Lot
Neighborhood — 08884
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 7,894 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 3.00% | 14.00% | 20.00% |
| Population Density | 3,156 | 1,137 | — |
| Male | 3,828 | 4,307,827 | 147,432,321 |
| Female | 4,066 | 4,525,010 | 151,655,844 |
| Never Married | 1,444 | 1,965,811 | 63,775,926 |
| Married | 3,725 | 3,647,435 | 123,120,365 |
| Separated | 166 | 391,239 | 12,639,686 |
| Widowed | 625 | 515,172 | 15,467,586 |
| Divorced | 464 | 529,393 | 23,075,029 |
| Number Of House Hold | 3,098 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.54 | 2.73 | 2.60 |
| Medial Age | 39.47 | 37.15 | 35.46 |
| Median House Hold Income | $61,994 | $63,392 | $48,276 |
| Average House Hold Income | $77,145 | $83,312 | $63,629 |
| P C I | $30,276 | $30,662 | $24,529 |
| M D I | $51,446 | $52,505 | $41,133 |
| A T H E | $58,915 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 74.78% | 81.02% | 77.74% |
(Zip) Code
8884
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Recently sold nearby
Listing information last refreshed 4/13/2026. Provided courtesy of WEICHERT CO REALTORS via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.