CCertihomes
28 Bay Avenue, Keansburg, NJ 07734

$500,000

4 beds 3 baths 2,400 sqft Built 191827 days on marketActive

About this home

Welcome to 28 Bay Avenue, a beautifully updated 4-bedroom, 2.5-bath Colonial offering the perfect blend of modern comfort and classic charm! Step inside this spacious three-story home boasting 2, 400 sq ft of bright, open living space designed for everyday comfort and entertaining. The main level features an inviting living room with large windows that fill the space with natural light, a stunning eat-in kitchen with granite countertops, a center island, and stainless-steel appliances, plus a formal dining area that flows perfectly for gatherings. Upstairs, you'll find generously sized bedrooms, including a primary suite with a dressing room and a private bath with dual sinks and a soaking tub. Additional highlights include wood and ceramic flooring, central air, and thoughtfully designed storage throughout. The exterior offers a private fenced yard ideal for relaxing or hosting summer barbecues. Located just blocks from the beach, parks, and local shops, this property offers the ideal coastal lifestyle. Commuters will love easy access to the Garden State Parkway, Route 36, and NY ferry terminals. Whether you're a first-time buyer or looking for a summer retreat, this move-in-ready home has it all, space, style, and location! Don't miss the chance to own this Keansburg gem, schedule your private showing today and experience the best of Jersey Shore living!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,285/mo

Real estate (PITI + HOA + PMI)
$4,961
Principal + interest$3,221
Property tax + insurance$1,552
PMI / 2nd mortgage$188
Utilities
$584
Heating + cooling$130
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$116
Car insurance + maintenance$116
Other (entertainment)
$158
$5,285/mo TLC
Budget$5,785/mo
Remaining after TLC$500/mo
Purchase price
$500,000
Down payment
$25,000 (5%)
Loan amount
$475,000
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1918
Lot size
0.06 ac
Stories
3
Heating
Forced Air
Cooling
Central Air, See Remarks
Water
Public
HOA
Annual tax
$12,056
MLS #
2613864R
County
Monmouth

At a glance

Air conditioning
Basement

Home features

Appliances
DryerGas Range/OvenMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
KitchenLaundry RoomLiving RoomStorageUtility Room3 Bedrooms1 Bedroom
Exterior
BarbecueOpen Porch(es)PatioEnclosed Porch(es)
Parking
None
Patio & porch
PorchPatioEnclosed
Pool
None
Kitchen
Granite/Corian CountertopsBreakfast BarKitchen IslandEat-in Kitchen
Dining
Living Dining Combo
Flooring
Laminate, See Remarks, Wood
Roof
Asphalt, See Remarks
Sewer
Public Available, Public Sewer
Ownership
Fee Simple, See Remarks

Lot features

Near Shopping, See Remarks, Waterview, Level

Neighborhood — 07734

MetricThis ZIPCountyUSA
Population16,0858,832,837299,088,112
Population Change Since19901.00%14.00%20.00%
Population Density8,6321,137
Male7,8584,307,827147,432,321
Female8,2274,525,010151,655,844
Never Married3,6511,965,81163,775,926
Married6,2143,647,435123,120,365
Separated572391,23912,639,686
Widowed1,173515,17215,467,586
Divorced1,143529,39323,075,029
Number Of House Hold5,7023,167,345111,826,380
Average House Hold Size2.782.732.60
Medial Age35.5937.1535.46
Median House Hold Income$51,134$63,392$48,276
Average House Hold Income$58,188$83,312$63,629
P C I$21,412$30,662$24,529
M D I$42,659$52,505$41,133
A T H E$48,390$61,369$50,898
S T R7.00%7.00%
W C J76.30%81.02%77.74%
(Zip) Code
7734

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 4/16/2026. Provided courtesy of KELLER WILLIAMS VILLAGE SQUARE via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

28 Bay Avenue · Keansburg — $500,000 · Certihomes