CCertihomes
1-H Rutland Lane, Monroe, NJ 08831

$299,900

2 beds 2 baths 1,393 sqft Built 19890 days on marketActive

About this home

Welcome to this beautifully maintained 2-bedroom, 2-bath top-floor condo located in the highly sought-after Whittingham 55+ community in Monroe, NJ. This bright and airy home features brand-new flooring throughout, offering a fresh, modern feel the moment you step inside. The top-floor location provides added privacy along with abundant natural light. Enjoy the convenience of a one-car garage and a thoughtfully designed layout ideal for comfortable everyday living and entertaining. The spacious living and dining areas flow seamlessly, while the well-kept kitchen and generously sized bedrooms make this home truly move-in ready. Whittingham offers an exceptional lifestyle with resort-style amenities including indoor and outdoor pools, a golf course, clubhouse, fitness center, and a wide range of social activities. Conveniently located near shopping, dining, and major roadways, this is the perfect place to enjoy low-maintenance living at its finest. Don't miss this opportunity to own in one of Monroe's premier adult communities!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$2,951/mo

Real estate (PITI + HOA + PMI)
$2,631
Principal + interest$1,932
Property tax + insurance$587
PMI / 2nd mortgage$112
Utilities
$452
Heating + cooling$89
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$2,951/mo TLC
Budget$5,000/mo
Remaining after TLC$2,049/mo
Purchase price
$299,900
Down payment
$14,995 (5%)
Loan amount
$284,905
APR
7.19%

Quick facts

Type
Condo/TH
Style
Garden Apartment Style, End Unit
Year built
1989
Lot size
Stories
2
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$3,141
MLS #
2614181R
County
Middlesex

At a glance

Air conditioning
Fireplace
Garage
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
BlindsCathedral Ceiling(s)FirealarmSecurity SystemEntrance Foyer1 Bedroom2 BedroomsKitchenLiving RoomBath FullBath MainDining RoomAttic
Exterior
CurbsPatioSidewalkInsulated Pane Windows
Community
Billiard RoomMedical FacilityClubhouseCommunity RoomOutdoor PoolFitness CenterGame RoomGatedGolf 18 HoleSecurity PatrolIndoor PoolShuffle BoardJog/Bike PathTennis Court(s)CurbsSidewalks
Parking
1 Car WidthAsphaltDetachedGarage Door OpenerDrivewayOn SiteLightedPaved
Patio & porch
Patio
Pool
Outdoor PoolIndoorIn Ground
Fireplace
Fireplace EquipmentFireplace ScreenWood Burning
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Master bedroom
Two SinksFull BathWalk-In Closet(s)
Accessibility
Stall Shower
Security
Security GateSecurity GuardFire AlarmSecurity System
Flooring
Ceramic Tile, Vinyl-Linoleum
Roof
Asphalt
Sewer
Sewer Charge, Public Sewer
Ownership
Condominium

Lot features

Near Shopping, Corner Lot, Cul-De-Sac, Level

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 4/20/2026. Provided courtesy of RE/MAX OUR TOWN via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.