CCertihomes
399 Division Street, South Amboy, NJ 08879

$374,999

2 beds 1 baths 1,124 sqft Built 195411 days on marketActive

About this home

BEST AND FINAL OFFERS DUE TUESDAY, APRIL 28 AT 5PM Welcome to 399 Division St in South Amboy, a solid home with great bones and even greater potential!! This 2-bedroom, 1-bath property offers a classic layout with hardwood floors throughout, ready to be refinished and brought back to life. The home has been well cared for over the years, giving the next owner a strong foundation to build on. The finished basement adds valuable living space, complete with a built-in bar and plenty of room for entertaining. It's a great setup as-is, with the opportunity to update and truly make it your own. Major systems are already in place, including a furnace in the basement, A/C in the attic, and a water heater that's approximately 8 years old. The windows and siding were updated in 2013, giving you a head start on the bigger-ticket items. Whether you're looking to renovate and customize your own home or invest in a property with upside, this is a smart opportunity in a convenient South Amboy location.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$3,907/mo

Real estate (PITI + HOA + PMI)
$3,596
Principal + interest$2,416
Property tax + insurance$1,039
PMI / 2nd mortgage$141
Utilities
$471
Heating + cooling$81
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$120
Car insurance + maintenance$120
Other (entertainment)
$143
$3,907/mo TLC
Budget$5,000/mo
Remaining after TLC$1,093/mo
Purchase price
$374,999
Down payment
$18,750 (5%)
Loan amount
$356,249
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1954
Lot size
0.1025 ac
Stories
1
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$7,888
MLS #
2661776M
County
Middlesex

At a glance

Air conditioning
Basement
Dishwasher

Home features

Appliances
DishwasherDryerElectric Range/OvenRefrigeratorWasherGas Water Heater
Interior
2 BedroomsDining RoomBath FullLiving RoomAtticNone
Parking
1 Car Width
Kitchen
Not Eat-in Kitchen
Dining
Formal Dining Room
Flooring
Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

See Remarks

Neighborhood — 08879

MetricThis ZIPCountyUSA
Population16,1528,832,837299,088,112
Population Change Since19904.00%14.00%20.00%
Population Density1,9391,137
Male8,0324,307,827147,432,321
Female8,1214,525,010151,655,844
Never Married3,6091,965,81163,775,926
Married6,4923,647,435123,120,365
Separated552391,23912,639,686
Widowed1,045515,17215,467,586
Divorced1,224529,39323,075,029
Number Of House Hold5,9813,167,345111,826,380
Average House Hold Size2.682.732.60
Medial Age37.1137.1535.46
Median House Hold Income$60,229$63,392$48,276
Average House Hold Income$68,862$83,312$63,629
P C I$25,517$30,662$24,529
M D I$49,839$52,505$41,133
A T H E$54,454$61,369$50,898
S T R7.00%7.00%
W C J81.61%81.02%77.74%
(Zip) Code
8879

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 4/23/2026. Provided courtesy of RE/MAX IN STYLE via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

399 Division Street · South Amboy — $374,999 · Certihomes