CCertihomes
120 Cedar Swamp Road, Jackson, NJ 08527

$699,000

7 beds 3 baths 2,804 sqft Built 198211 days on marketActive

About this home

Custom 5-6 BR Colonial set on 1.39 acres of lush, private property where the possibilities are endless! (Some photos virtually enhanced.) Inside, enjoy oversized rooms and a stunning great room with a cozy gas fireplace. The expansive EIK features sliders to a Trex deck, seamlessly blending indoor/outdoor living, perfect for entertaining & creating your dream backyard oasis with a pool & more. The 1st floor offers 2 BRs, a Full Bath, & laundry rm w/ yard access, ideal for multi-generational living. The 2nd floor features 4 BR's, 2 full baths, and a massive bonus Rm can be a Rec Rm, office, or flex space. Additional highlights include a whole house generator, Timberline roof, 2-zone HVAC, and ample parking. Convenient to major highways, shopping & The Jackson Premium Outlets, Six Flags and Beaches!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$6,501/mo

Real estate (PITI + HOA + PMI)
$6,273
Principal + interest$4,503
Property tax + insurance$1,508
PMI / 2nd mortgage$262
Utilities
$527
Heating + cooling$109
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$130
Car insurance + maintenance$130
Other (entertainment)
$143
$6,501/mo TLC
Budget$7,001/mo
Remaining after TLC$500/mo
Purchase price
$699,000
Down payment
$34,950 (5%)
Loan amount
$664,050
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Colonial, Custom Home, Two Story
Year built
1982
Lot size
1.39 ac
Stories
2
Heating
Zoned, Central, Forced Air
Cooling
Central Air, Ceiling Fan(s), Zoned
Water
Well
HOA
Annual tax
$9,204
MLS #
2614504R
County
Ocean

At a glance

Air conditioning
Fireplace
Basement
Garage
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherWater Softener OwnedGas Water Heater
Interior
Watersoftener OwnedEntrance Foyer2 BedroomsKitchenLaundry RoomLiving RoomBath FullDining RoomFamily Room5 (+) BedroomsBath HalfOther Room(s)None
Exterior
Open Porch(es)Outbuilding(s)DeckPatioStorage ShedYard
Community
Playground
Parking
2 Car Width3 Cars DeepAdditional ParkingAttachedBuilt-In GarageDetachedDriveway
Patio & porch
PorchDeckPatio
Fireplace
Gas
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Septic Tank
Ownership
Fee Simple

Lot features

Near Shopping, Rural Area, Level, Wooded

Neighborhood — 08527

MetricThis ZIPCountyUSA
Population43,9998,832,837299,088,112
Population Change Since199047.00%14.00%20.00%
Population Density4901,137
Male21,5324,307,827147,432,321
Female22,4674,525,010151,655,844
Never Married7,3461,965,81163,775,926
Married20,3543,647,435123,120,365
Separated992391,23912,639,686
Widowed2,106515,17215,467,586
Divorced2,381529,39323,075,029
Number Of House Hold14,5063,167,345111,826,380
Average House Hold Size3.012.732.60
Medial Age33.9637.1535.46
Median House Hold Income$74,163$63,392$48,276
Average House Hold Income$80,972$83,312$63,629
P C I$27,168$30,662$24,529
M D I$59,913$52,505$41,133
A T H E$61,058$61,369$50,898
S T R7.00%7.00%
W C J78.94%81.02%77.74%
(Zip) Code
8527

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 4/23/2026. Provided courtesy of KELLER WILLIAMS WEST MONMOUTH via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

120 Cedar Swamp Road · Jackson — $699,000 · Certihomes