109 Bernard Street, Carteret, NJ 07008
$449,999
3 beds 2 baths 1,024 sqft Built 193218 days on marketActive
About this home
3 bedroom, 2 bath home with new central air conditioning, offering comfort and convenience. Well maintained, this home provides a practical layout and an excellent opportunity for homeowners seeking value and everyday comfort.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$4,390/mo
- Real estate (PITI + HOA + PMI)
- $4,086
- Utilities
- $467
- Transportation
- $136
- Other (entertainment)
- $157
Principal + interest$2,899
Property tax + insurance$1,018
PMI / 2nd mortgage$169
Heating + cooling$72
Internet + TV + phone$157
Water + sewer + garbage$58
Car insurance + maintenance$136
Budget$5,000/mo
Remaining after TLC$610/mo
Purchase price
$449,999
Down payment
$22,500 (5%)
Loan amount
$427,499
APR
7.19%
Quick facts
Type
Single Family Residence
Style
Remarks
Year built
1932
Lot size
0.1194 ac
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
—
Annual tax
$6,892
MLS #
2614703R
County
Middlesex
At a glance
Air conditioning
Basement
Dishwasher
Home features
Appliances
DishwasherGas Range/OvenGas Water Heater
Interior
KitchenLiving RoomBath FullDining Room3 BedroomsNone
Exterior
Storage Shed
Parking
None
Kitchen
Not Eat-in Kitchen
Dining
Living Dining Combo
Flooring
Ceramic Tile, Parquet, See Remarks, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Backs to Park Land, See Remarks
Neighborhood — 07008
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 22,957 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 15.00% | 14.00% | 20.00% |
| Population Density | 4,747 | 1,137 | — |
| Male | 11,200 | 4,307,827 | 147,432,321 |
| Female | 11,757 | 4,525,010 | 151,655,844 |
| Never Married | 5,108 | 1,965,811 | 63,775,926 |
| Married | 8,847 | 3,647,435 | 123,120,365 |
| Separated | 1,259 | 391,239 | 12,639,686 |
| Widowed | 1,590 | 515,172 | 15,467,586 |
| Divorced | 1,429 | 529,393 | 23,075,029 |
| Number Of House Hold | 7,780 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.89 | 2.73 | 2.60 |
| Medial Age | 36.92 | 37.15 | 35.46 |
| Median House Hold Income | $53,973 | $63,392 | $48,276 |
| Average House Hold Income | $61,282 | $83,312 | $63,629 |
| P C I | $21,545 | $30,662 | $24,529 |
| M D I | $45,382 | $52,505 | $41,133 |
| A T H E | $50,129 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 86.06% | 81.02% | 77.74% |
(Zip) Code
7008
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
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Listing information last refreshed 4/26/2026. Provided courtesy of J.J. ELEK REALTY CO. via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.