CCertihomes
69 Jefferson Drive, Spotswood, NJ 08884

$389,900

2 beds 2 baths 1,280 sqft Built 198361 days on marketClosed

About this home

Welcome to 69 Jefferson Drive, a thoughtfully updated townhome in the established Summerhill Village community of Spotswood.(br) Set within a neighborhood where opportunities are limited, this home offers a rare chance to step into a well-maintained, low-turnover community known for its convenience and accessibility. (br)Inside, the home opens to a bright, functional layout with a seamless flow between living, dining, and kitchen spaces. The first floor features ceramic tile flooring throughout, durable, low-maintenance, and ideal for everyday living. The staircase and entire second level have been upgraded with brand new luxury vinyl flooring, adding warmth and a clean, modern finish.(br)The entire interior has been freshly painted, creating a move-in-ready feel from the moment you come in. (br) The kitchen and dining area connect directly to the backyard through sliding glass doors, extending your living space outdoors. The rear patio is framed by privacy partitions on both sides and backs to open space with no direct rear neighbors, offering a more peaceful and usable outdoor setting. (br) Upstairs, both bedrooms offer natural light, ample closet space, and newly installed ceiling fans. (br) Additional improvements include a fully restored concrete driveway and front walkway, a freshly power washed exterior, and newly refreshed landscaping that enhances curb appeal, anchored by a mature flowering tree that adds character and seasonal color to the front of the home. (br) Conveniently located near local NJ Transit bus routes and within a short drive to New Brunswick, Edison, and South Amboy train stations, providing access to regional and NYC transportation. (br) Beyond commuting, the home is conveniently near local parks, and recreational areas, along with easy access to shopping, dining, and major roadways connecting to Route 18, the NJ Turnpike, and surrounding towns. (br) A clean, updated home in a tightly held community with strong location fundamentals, this is one that makes sense both as a primary residence and a long-term hold.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,255/mo

Real estate (PITI + HOA + PMI)
$4,159
Principal + interest$2,512
Property tax + insurance$1,261
HOA$240
PMI / 2nd mortgage$146
Utilities
$502
Heating + cooling$89
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$4,255/mo TLC
Budget$5,000/mo
Remaining after TLC$745/mo
Purchase price
$389,900
Down payment
$19,495 (5%)
Loan amount
$370,405
APR
7.19%

Quick facts

Type
Townhouse, Condo/TH
Style
Townhouse, Two Story
Year built
1983
Lot size
0.047 ac
Stories
2
Heating
Forced Air, Hot Water
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
$240 / Monthly
Annual tax
$7,442
MLS #
2614660R
County
Middlesex

At a glance

Air conditioning
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenExhaust FanRefrigeratorWasherKitchen Exhaust FanGas Water Heater
Interior
BlindsDrapes-See RemarksEntrance FoyerKitchenBath HalfLiving RoomStorageUtility Room2 BedroomsBath FullNone
Exterior
PatioDoor(s)-Storm/ScreenScreen/Storm WindowSidewalkFencing/Wall
Community
Sidewalks
Parking
1 Car WidthConcreteAdditional ParkingGarageAttachedBuilt-In GarageGarage Door OpenerParking PadDrivewayOn StreetUnassigned
Patio & porch
Patio
Kitchen
Kitchen Exhaust FanEat-in KitchenSeparate Dining Area
Dining
Living Dining Combo
Master bedroom
Walk-In Closet(s)
Flooring
Ceramic Tile, Vinyl-Linoleum
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium, Fee Simple

Lot features

Near Shopping, Near Train, See Remarks, Level

Neighborhood — 08884

MetricThis ZIPCountyUSA
Population7,8948,832,837299,088,112
Population Change Since19903.00%14.00%20.00%
Population Density3,1561,137
Male3,8284,307,827147,432,321
Female4,0664,525,010151,655,844
Never Married1,4441,965,81163,775,926
Married3,7253,647,435123,120,365
Separated166391,23912,639,686
Widowed625515,17215,467,586
Divorced464529,39323,075,029
Number Of House Hold3,0983,167,345111,826,380
Average House Hold Size2.542.732.60
Medial Age39.4737.1535.46
Median House Hold Income$61,994$63,392$48,276
Average House Hold Income$77,145$83,312$63,629
P C I$30,276$30,662$24,529
M D I$51,446$52,505$41,133
A T H E$58,915$61,369$50,898
S T R7.00%7.00%
W C J74.78%81.02%77.74%
(Zip) Code
8884

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 5/7/2026. Provided courtesy of KELLER WILLIAMS CORNERSTONE via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.