CCertihomes
165 Belmar Road #165C, Monroe, NJ 08831

$449,900

2 beds 2 baths 1,588 sqft Built 19751 days on marketActive

About this home

Discover this beautifully maintained home in the vibrant 55+ community of Monroe, offering the perfect blend of comfort, style, and low-maintenance living. Featuring 2 spacious primary bedrooms with en-suite bathrooms, this residence provides privacy, convenience, and comfort for residents and guests alike. The galley-style kitchen with granite/Corian countertops makes cooking effortless, while the separate dining area is ideal for entertaining. Recessed lighting throughout adds a warm, welcoming ambiance to every room. Enjoy a bright living room that flows via a sliding door into the family room, overlooking the yard, creating a seamless indoor-outdoor experience. The 3-season room provides a cozy space to relax, read, or enjoy morning coffee in comfort. Practical features include an attached garage and a 2-car wide driveway, offering ample parking for residents and guests. This home is perfectly designed for active adults seeking both elegance and functionality in a friendly, engaging community.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,138/mo

Real estate (PITI + HOA + PMI)
$3,804
Principal + interest$2,898
Property tax + insurance$737
PMI / 2nd mortgage$169
Utilities
$544
Heating + cooling$110
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$4,138/mo TLC
Budget$5,000/mo
Remaining after TLC$862/mo
Purchase price
$449,900
Down payment
$22,495 (5%)
Loan amount
$427,405
APR
7.19%

Quick facts

Type
Condo/TH
Style
End Unit, Ranch
Year built
1975
Lot size
0.067 ac
Stories
1
Heating
Baseboard Electric
Cooling
Central Air
Water
Public
HOA
Annual tax
$3,224
MLS #
2661841M
County
Middlesex

At a glance

Air conditioning
Garage (2)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherElectric Water Heater
Interior
2 BedroomsBath MainDining RoomBath FullFamily RoomKitchenLaundry RoomLiving RoomNone
Exterior
Yard
Parking
2 Car WidthAttachedDriveway
Kitchen
Galley TypeGranite/Corian CountertopsNot Eat-in KitchenSeparate Dining Area
Dining
Formal Dining Room
Master bedroom
1st FloorFull Bath
Flooring
Vinyl-Linoleum
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 4/30/2026. Provided courtesy of RE/MAX FIRST REALTY, INC. via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

165 Belmar Road #165C · Monroe — $449,900 · Certihomes