CCertihomes
56 Jefferson Drive, Spotswood, NJ 08884

$409,900

3 beds 2 baths 1,400 sqft Built 19837 days on marketActive

About this home

Discover easy living in this inviting 3-bedroom, 1.5-bath townhome located in the sought-after Summerhill Village community in Spotswood. Thoughtfully designed with both comfort and practicality in mind, this home is ready to fit a variety of lifestyles. Step inside to find a spacious living area filled with natural light, flowing seamlessly into a dining space and a well-appointed kitchen with plenty of storage and workspace. A convenient half bath on the main level adds everyday ease. Upstairs, three comfortable bedrooms offer flexibility for guests, a home office, or growing needs, along with a full bath. Enjoy the benefits of low-maintenance living, complete with central air, dedicated laundry, and a private outdoor space to enjoy your morning coffee or unwinding at the end of the day. Nestled in a quiet community yet close to local shops, dining, parks, and major roadways, this location offers both tranquility and convenience. A great place to call home or a smart addition to your portfoliocome see all that this Summerhill Village gem has to offer!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,211/mo

Real estate (PITI + HOA + PMI)
$3,881
Principal + interest$2,641
Property tax + insurance$1,086
PMI / 2nd mortgage$154
Utilities
$506
Heating + cooling$91
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$4,211/mo TLC
Budget$5,000/mo
Remaining after TLC$789/mo
Purchase price
$409,900
Down payment
$20,495 (5%)
Loan amount
$389,405
APR
7.19%

Quick facts

Type
Townhouse, Condo/TH
Style
Townhouse
Year built
1983
Lot size
0.047 ac
Stories
2
Heating
See Remarks
Cooling
Central Air
Water
Public
HOA
Annual tax
$7,948
MLS #
2661861M
County
Middlesex

At a glance

Air conditioning
Garage (1)

Home features

Appliances
DryerGas Range/OvenRefrigeratorWasherGas Water Heater
Interior
Dining RoomBath HalfFamily RoomKitchen1 Bedroom2 Bedrooms3 BedroomsBath FullNone
Parking
1 Car Width
Kitchen
Granite/Corian Countertops
Dining
Dining L
Flooring
Carpet, See Remarks
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

See Remarks

Neighborhood — 08884

MetricThis ZIPCountyUSA
Population7,8948,832,837299,088,112
Population Change Since19903.00%14.00%20.00%
Population Density3,1561,137
Male3,8284,307,827147,432,321
Female4,0664,525,010151,655,844
Never Married1,4441,965,81163,775,926
Married3,7253,647,435123,120,365
Separated166391,23912,639,686
Widowed625515,17215,467,586
Divorced464529,39323,075,029
Number Of House Hold3,0983,167,345111,826,380
Average House Hold Size2.542.732.60
Medial Age39.4737.1535.46
Median House Hold Income$61,994$63,392$48,276
Average House Hold Income$77,145$83,312$63,629
P C I$30,276$30,662$24,529
M D I$51,446$52,505$41,133
A T H E$58,915$61,369$50,898
S T R7.00%7.00%
W C J74.78%81.02%77.74%
(Zip) Code
8884

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 5/9/2026. Provided courtesy of KELLER WILLIAMS WEST MONMOUTH via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.