CCertihomes
448 Mechanic Street, Perth Amboy, NJ 08861

$499,000

3 beds 2 baths 1,624 sqft Built 18900 days on marketActive

About this home

Welcome to this truly unique and versatile home located at 448 Mechanic Street in the heart of Perth Amboy! Offering incredible space, flexibility, and lifestyle, this property is the perfect opportunity for extended living possibilities or anyone looking for a home with endless potential. The second floor still has existing plumbing and gas hookups in place, offering the potential for an additional kitchen setup for generational living. The fully finished and insulated third floor adds even more functional living space ideal for a home office, guest area, recreation room, gym, or bonus retreat. Inside, you'll find beautiful wood flooring, stainless steel appliances, and a layout filled with character and versatility. Step outside to an oversized concrete patio designed for entertaining, summer gatherings, and relaxing nights at home, complete with an above-ground pool for added enjoyment. The rear of the second and third floors offer water views, creating a rare and charming backdrop to everyday living. Conveniently located just minutes from the Outerbridge Crossing, this home is also close to Perth Amboy's vibrant waterfront featuring marinas, waterfront dining, boating, parks, and local shops. This is more than just a home it's a unique opportunity offering space, flexibility, and coastal charm all in one. Don't miss your chance to make it yours!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,812/mo

Real estate (PITI + HOA + PMI)
$4,460
Principal + interest$3,215
Property tax + insurance$1,058
PMI / 2nd mortgage$187
Utilities
$580
Heating + cooling$128
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$4,812/mo TLC
Budget$5,312/mo
Remaining after TLC$500/mo
Purchase price
$499,000
Down payment
$24,950 (5%)
Loan amount
$474,050
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1890
Lot size
0.0861 ac
Stories
3
Heating
Baseboard, Radiant
Cooling
Ceiling Fan(s), Window Unit(s)
Water
Public
HOA
Annual tax
$6,537
MLS #
2615217R
County
Middlesex

At a glance

Basement
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
1 BedroomEntrance FoyerKitchenBath HalfLiving Room2 BedroomsBath OtherAtticBeamed CeilingsOther Room(s)
Exterior
Open Porch(es)CurbsPatioEnclosed Porch(es)SidewalkFencing/WallStorage ShedYard
Community
CurbsSidewalks
Parking
NoneOn Street
Patio & porch
PorchPatioEnclosed
Kitchen
Eat-in Kitchen
Dining
Living Dining Combo
Flooring
Carpet, Vinyl-Linoleum, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Waterview

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 5/5/2026. Provided courtesy of EXP REALTY, LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

448 Mechanic Street · Perth Amboy — $499,000 · Certihomes