CCertihomes
21 Monroe Avenue, Carteret, NJ 07008

$569,000

3 beds 2 baths Built 196213 days on marketActive

About this home

Buyer was denied their loan. Back on the market. Welcome to this beautifully renovated ranch located in the heart of Carteret, where quality craftsmanship and thoughtful design are evident throughout. This home has been completely transformed from top to bottom with high-end finishes and attention to detail that truly sets it apart. Hardwood floors span the entire first level, creating a seamless and inviting flow as you enter into a spacious living room and dining room combination, ideal for both everyday living and entertaining. Just off the main living space, the kitchen is a standout feature, offering premium wood cabinetry, sleek quartz countertops, a stylish tile backsplash, stainless steel appliances, and durable tile flooringperfectly blending functionality with modern design. The first floor also includes three generously sized bedrooms along with a fully renovated full bathroom, tastefully designed with contemporary finishes and a clean, modern aesthetic. The lower level expands your living space significantly, featuring a massive recreation room that can accommodate a variety of uses, from a media room to a home gym or play area. This level is complemented by an additional fully renovated full bathroom, complete with stunning subway tile work, adding both convenience and versatility. Outside, you'll find a spacious yard with a lush lawn, offering a blank canvas ready to be transformed into your ideal outdoor retreatwhether that's a patio, pool, or custom entertaining space. An attached single-car garage adds everyday convenience. Living in Carteret provides exceptional value, with its ongoing redevelopment, waterfront enhancements, and easy access to major highways, public transportation, and the Carteret Ferry Terminal offering direct service to Manhattan. With parks, shopping, dining, and a growing community atmosphere, Carteret continues to be a desirable location for homeowners seeking both convenience and lifestyle.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,395/mo

Real estate (PITI + HOA + PMI)
$5,110
Principal + interest$3,666
Property tax + insurance$1,231
PMI / 2nd mortgage$213
Utilities
$517
Heating + cooling$118
Internet + TV + phone$157
Water + sewer + garbage$37
Transportation
$136
Car insurance + maintenance$136
Other (entertainment)
$157
$5,395/mo TLC
Budget$5,895/mo
Remaining after TLC$500/mo
Purchase price
$569,000
Down payment
$28,450 (5%)
Loan amount
$540,550
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1962
Lot size
0.1653 ac
Stories
1
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$7,348
MLS #
2661892M
County
Middlesex

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherGas Range/OvenRefrigeratorGas Water Heater
Interior
3 BedroomsNone
Parking
1 Car Width
Kitchen
Granite/Corian CountertopsSeparate Dining Area
Dining
Living Dining Combo
Flooring
Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

See Remarks

Neighborhood — 07008

MetricThis ZIPCountyUSA
Population22,9578,832,837299,088,112
Population Change Since199015.00%14.00%20.00%
Population Density4,7471,137
Male11,2004,307,827147,432,321
Female11,7574,525,010151,655,844
Never Married5,1081,965,81163,775,926
Married8,8473,647,435123,120,365
Separated1,259391,23912,639,686
Widowed1,590515,17215,467,586
Divorced1,429529,39323,075,029
Number Of House Hold7,7803,167,345111,826,380
Average House Hold Size2.892.732.60
Medial Age36.9237.1535.46
Median House Hold Income$53,973$63,392$48,276
Average House Hold Income$61,282$83,312$63,629
P C I$21,545$30,662$24,529
M D I$45,382$52,505$41,133
A T H E$50,129$61,369$50,898
S T R7.00%7.00%
W C J86.06%81.02%77.74%
(Zip) Code
7008

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 5/6/2026. Provided courtesy of RE/MAX FIRST REALTY, INC. via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.