CCertihomes
26 S Michael Street, Fords, NJ 08863

$539,900

4 beds 2 baths 1,560 sqft Built 19514 days on marketActive

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,460/mo

Real estate (PITI + HOA + PMI)
$5,212
Principal + interest$3,478
Property tax + insurance$1,532
PMI / 2nd mortgage$202
Utilities
$470
Heating + cooling$98
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$136
Car insurance + maintenance$136
Other (entertainment)
$158
$5,460/mo TLC
Budget$5,960/mo
Remaining after TLC$500/mo
Purchase price
$539,900
Down payment
$26,995 (5%)
Loan amount
$512,905
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Split Level
Year built
1951
Lot size
Stories
2
Heating
Radiant, Baseboard Hotwater
Cooling
Central Air
Water
Public
HOA
Annual tax
$11,828
MLS #
2615559R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenRefrigeratorRangeWasherGas Water Heater
Interior
Cathedral Ceiling(s)High CeilingsVaulted Ceiling(s)KitchenLiving RoomBath FullDining Room4 BedroomsNone
Parking
1 Car Width3 Cars DeepGarageAttached
Kitchen
Granite/Corian Countertops
Dining
Formal Dining Room
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Near Public Transit

Neighborhood — 08863

MetricThis ZIPCountyUSA
Population14,8498,832,837299,088,112
Population Change Since19908.00%14.00%20.00%
Population Density8,0421,137
Male7,2194,307,827147,432,321
Female7,6304,525,010151,655,844
Never Married2,9061,965,81163,775,926
Married6,7483,647,435123,120,365
Separated521391,23912,639,686
Widowed917515,17215,467,586
Divorced960529,39323,075,029
Number Of House Hold5,6573,167,345111,826,380
Average House Hold Size2.622.732.60
Medial Age37.0237.1535.46
Median House Hold Income$70,869$63,392$48,276
Average House Hold Income$78,507$83,312$63,629
P C I$29,942$30,662$24,529
M D I$57,728$52,505$41,133
A T H E$59,571$61,369$50,898
S T R7.00%7.00%
W C J81.51%81.02%77.74%
(Zip) Code
8863

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 5/11/2026. Provided courtesy of J.J. ELEK REALTY CO. via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

26 S Michael Street · Fords — $539,900 · Certihomes