CCertihomes
28 Victoria Avenue, Spotswood, NJ 08884

$839,000

0 beds 2 baths 2,152 sqft Built 19341 days on marketActive

About this home

Don't miss this exceptional investment opportunity in Spotswood! Live the lifestyle you've always dreamed of while building equity in this completely renovated multi family home with endless income-producing potential. Whether you choose to owner-occupy one unit and rent the other, or maximize returns by leasing both, this property offers flexibility and value in a prime location. Each spacious unit features: 3 bedrooms and 1 full bath; Separate full basements with private laundry areas including washer & dryer; Mudroom access from the backyard; Individual utilities including water; Private yard space and separate driveway. Please note one unit also includes a walkout basement and a full unfinished attic with a loft potential. Additional highlights include: Baseboard heating throughout; Gas hot water heater; Public water / sewer; 2024 replaced roof and added 6 inch gutter; and all appliances are included in the sale. This turnkey multifamily property is perfect for investors or owner-occupants, just minutes from shopping, restaurants, and major highways schedule your appointment today.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$7,644/mo

Real estate (PITI + HOA + PMI)
$7,488
Principal + interest$5,405
Property tax + insurance$1,768
PMI / 2nd mortgage$315
Utilities
$530
Heating + cooling$128
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$7,644/mo TLC
Budget$8,144/mo
Remaining after TLC$500/mo
Purchase price
$839,000
Down payment
$41,950 (5%)
Loan amount
$797,050
APR
7.19%

Quick facts

Type
2 Family
Style
Year built
1934
Lot size
Stories
2
Heating
Baseboard
Cooling
None
Water
Public
HOA
Annual tax
$11,160
MLS #
2615454R
County
Middlesex

At a glance

Basement

Home features

Appliances
Water Heater(See RemarksGas)Water HeaterUnit 1(DryerWasher)Unit 2(DryerWasher)
Interior
Unit 1(Dining Room3 BedroomsKitchen1 BathLiving RoomSee Remarks)Unit 2(Dining Room3 BedroomsKitchen1 BathLiving Room)
Exterior
PatioDeckStorage ShedPorch
Parking
4(+)Car Parking
Patio & porch
PatioDeckPorch
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Dead-End Street

Neighborhood — 08884

MetricThis ZIPCountyUSA
Population7,8948,832,837299,088,112
Population Change Since19903.00%14.00%20.00%
Population Density3,1561,137
Male3,8284,307,827147,432,321
Female4,0664,525,010151,655,844
Never Married1,4441,965,81163,775,926
Married3,7253,647,435123,120,365
Separated166391,23912,639,686
Widowed625515,17215,467,586
Divorced464529,39323,075,029
Number Of House Hold3,0983,167,345111,826,380
Average House Hold Size2.542.732.60
Medial Age39.4737.1535.46
Median House Hold Income$61,994$63,392$48,276
Average House Hold Income$77,145$83,312$63,629
P C I$30,276$30,662$24,529
M D I$51,446$52,505$41,133
A T H E$58,915$61,369$50,898
S T R7.00%7.00%
W C J74.78%81.02%77.74%
(Zip) Code
8884

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 5/13/2026. Provided courtesy of KELLER WILLIAMS PREMIER via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.