CCertihomes
245 4th Street, Dunellen, NJ 08812

$490,000

3 beds 2 baths 1,516 sqft Built 197477 days on marketActive

About this home

This inviting home offers 3 bedrooms, 1 full bath, and 1 half bath, providing a practical and comfortable layout for everyday living. Bright living areas and well-proportioned rooms make the home feel warm and functional throughout. Enjoy the added bonus of a private backyard, perfect for entertaining, BBQs, gardening, or simply relaxing outdoors. It's the ideal extension of your living space. Perfect for buyers looking for comfort, convenience, and long-term value in a well-connected area near shopping, dining, and transportation options. Move-in ready with space to live and room to grow don't miss this opportunity! Motivated seller. All reasonable offers will be considered.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$4,144/mo

Real estate (PITI + HOA + PMI)
$3,828
Principal + interest$2,222
Property tax + insurance$1,422
PMI / 2nd mortgage$184
Utilities
$565
Heating + cooling$128
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$121
Car insurance + maintenance$121
Other (entertainment)
$143
$4,144/mo TLC
Budget$5,000/mo
Remaining after TLC$856/mo
Purchase price
$490,000
Down payment
$24,500 (5%)
Loan amount
$465,500
APR
4%

Quick facts

Type
Single Family Residence
Style
Split Level
Year built
1974
Lot size
0.1722 ac
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$11,065
MLS #
2615962R
County
Middlesex

At a glance

Air conditioning
Garage

Home features

Appliances
Gas Range/OvenRefrigeratorGas Water Heater
Interior
1 BedroomBath HalfFamily Room2 BedroomsKitchenLiving RoomBath FullDining RoomNone
Parking
2 Car WidthAttached
Kitchen
Not Eat-in Kitchen
Dining
Formal Dining Room
Flooring
Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Near Train, Near Public Transit

Neighborhood — 08812

MetricThis ZIPCountyUSA
Population17,3088,832,837299,088,112
Population Change Since199014.00%14.00%20.00%
Population Density3,3671,137
Male8,5504,307,827147,432,321
Female8,7584,525,010151,655,844
Never Married3,5511,965,81163,775,926
Married7,4023,647,435123,120,365
Separated720391,23912,639,686
Widowed877515,17215,467,586
Divorced1,109529,39323,075,029
Number Of House Hold5,9263,167,345111,826,380
Average House Hold Size2.852.732.60
Medial Age36.8137.1535.46
Median House Hold Income$70,788$63,392$48,276
Average House Hold Income$86,035$83,312$63,629
P C I$30,898$30,662$24,529
M D I$57,699$52,505$41,133
A T H E$63,030$61,369$50,898
S T R7.00%
W C J79.67%81.02%77.74%
(Zip) Code
8812

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 5/23/2026. Provided courtesy of EXP REALTY, LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.