CCertihomes
40 truman Avenue, Montgomery, NJ 08540

$679,900

2 beds 3 baths Built 200351 days on marketActive

About this home

Beautiful north-facing 2 bed, 2.5 bath townhome with 1-car garage featuring high ceilings and elegant upgrades throughout. The main level offers hardwood flooring, crown molding in the living and dining rooms, and a spacious family room with recessed lighting and a gas fireplace with custom-built entertainment center above. The upgraded kitchen includes 42' cherry cabinets with crown molding, pull-out drawers, double stainless-steel sink, built-in microwave, pantry, granite countertops, marble flooring, tile backsplash, and stainless-steel appliances. The foyer and kitchen feature marble flooring, while the dining area is finished with tile flooring. Upstairs features comfortable carpeting and a versatile loft with recessed lighting. The spacious primary bedroom includes a large closet, and the primary bath features a designer backsplash and linen closet. The second bedroom includes a professionally designed closet organizer, offering excellent storage and functionality.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$6,615/mo

Real estate (PITI + HOA + PMI)
$6,413
Principal + interest$4,380
Property tax + insurance$1,778
PMI / 2nd mortgage$255
Utilities
$533
Heating + cooling$130
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$157
$6,615/mo TLC
Budget$7,115/mo
Remaining after TLC$500/mo
Purchase price
$679,900
Down payment
$33,995 (5%)
Loan amount
$645,905
APR
7.19%

Quick facts

Type
Townhouse, Condo/TH
Style
Colonial, Townhouse, Two Story
Year built
2003
Lot size
Stories
3
Heating
Central, Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$12,348
MLS #
2616116R
County
Somerset

At a glance

Air conditioning
Fireplace
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
KitchenBath HalfLiving RoomDining RoomFamily Room2 BedroomsBath FullAttic
Exterior
PatioEnclosed Porch(es)
Community
Tennis Court(s)
Parking
1 Car WidthGarageAttachedBuilt-In GarageDetachedGarage Door Opener
Patio & porch
PatioEnclosed
Fireplace
Gas
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Master bedroom
Full Bath
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium

Lot features

Level

Neighborhood — 08540

MetricThis ZIPCountyUSA
Population50,4288,832,837299,088,112
Population Change Since199059.00%14.00%20.00%
Population Density9501,137
Male25,0554,307,827147,432,321
Female25,3734,525,010151,655,844
Never Married8,9551,965,81163,775,926
Married21,6663,647,435123,120,365
Separated6,664391,23912,639,686
Widowed1,981515,17215,467,586
Divorced2,234529,39323,075,029
Number Of House Hold16,7383,167,345111,826,380
Average House Hold Size2.562.732.60
Medial Age34.9437.1535.46
Median House Hold Income$107,861$63,392$48,276
Average House Hold Income$152,488$83,312$63,629
P C I$53,569$30,662$24,529
M D I$82,440$52,505$41,133
A T H E$96,288$61,369$50,898
S T R7.00%7.00%
W C J85.36%81.02%77.74%
(Zip) Code
8540

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 5/20/2026. Provided courtesy of CENTURY 21 ABRAMS & ASSOCIATES via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.