Closed$2,150
TLC ≈ $267/mo
2 2 1,393 sqft
1-H Rutland Lane, Monroe, NJ 08831
7 Betsy Ross Drive #A, Monroe, NJ 08831
$398,500
2 beds 2 baths 1,404 sqft Built 198338 days on marketActive
About this home
Welcome to this beautifully maintained Brandon Model located in the highly desirable 55+ community of Concordia. Offering a bright open floor plan and new luxury vinyl flooring throughout, this move-in ready home combines comfort, warmth, and easy living. Freshly painted with tasteful updates, you will immediately feel at home the moment you walk through the door. The spacious living room flows seamlessly into the dining area and inviting den, creating the perfect layout for both everyday living and entertaining. The kitchen offers flexibility for casual dining with ample space to enjoy meals in or adjacent to the dining area. The large primary suite features two closets and an upgraded private bathroom with a walk-in shower, creating a comfortable and relaxing retreat. The guest bedroom is bright and generously sized, with an updated full bathroom conveniently located just across the hall. The utility/laundry room provides additional storage space along with a washer and dryer and offers direct access to the garage for added convenience. Enjoy the wonderful lifestyle and amenities this vibrant yet peaceful community has to offer. This is a fantastic opportunity to own one of the most sought-after home styles in Concordia. Priced to sell don't miss it!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$4,291/mo
- Real estate (PITI + HOA + PMI)
- $4,481
- Utilities
- $506
- Transportation
- $127
- Other (entertainment)
- $158
Principal + interest$2,567
Property tax + insurance$1,240
HOA$525
PMI / 2nd mortgage$149
Heating + cooling$91
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$127
Budget$5,000/mo
Remaining after TLC$709/mo
Purchase price
$398,500
Down payment
$19,925 (5%)
Loan amount
$378,575
APR
7.19%
Quick facts
Type
Condo/TH
Style
Ranch
Year built
1983
Lot size
0.1877 ac
Stories
1
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Water
Public
HOA
$525 / Monthly
Annual tax
$3,623
MLS #
2616318R
County
Middlesex
At a glance
Basement
Garage (1)
Dishwasher
Home features
Appliances
DishwasherDryerElectric Range/OvenMicrowaveRefrigeratorRangeWasherElectric Water Heater
Interior
BlindsSecurity SystemEntrance Foyer2 BedroomsKitchenLiving RoomBath FullBath MainDenUtility RoomNone
Exterior
Lawn SprinklersPatio
Community
Art/Craft FacilitiesBilliard RoomOutdoor PoolFitness CenterIndoor PoolTennis Court(s)
Parking
1 Car WidthAsphaltGarageAttachedBuilt-In GarageDetachedGarage Door OpenerDriveway
Patio & porch
Patio
Pool
Outdoor PoolIndoor
Kitchen
Granite/Corian CountertopsPantry
Dining
Living Dining Combo
Master bedroom
1st FloorFull BathWalk-In Closet(s)
Accessibility
Stall Shower
Security
Security GateSecurity System
Flooring
Ceramic Tile, Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium
Lot features
See Remarks, Wooded
Neighborhood — 08831
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 41,378 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 39.00% | 14.00% | 20.00% |
| Population Density | 847 | 1,137 | — |
| Male | 19,431 | 4,307,827 | 147,432,321 |
| Female | 21,947 | 4,525,010 | 151,655,844 |
| Never Married | 5,557 | 1,965,811 | 63,775,926 |
| Married | 21,680 | 3,647,435 | 123,120,365 |
| Separated | 1,293 | 391,239 | 12,639,686 |
| Widowed | 4,503 | 515,172 | 15,467,586 |
| Divorced | 1,925 | 529,393 | 23,075,029 |
| Number Of House Hold | 17,482 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.30 | 2.73 | 2.60 |
| Medial Age | 47.08 | 37.15 | 35.46 |
| Median House Hold Income | $66,482 | $63,392 | $48,276 |
| Average House Hold Income | $85,196 | $83,312 | $63,629 |
| P C I | $36,960 | $30,662 | $24,529 |
| M D I | $54,931 | $52,505 | $41,133 |
| A T H E | $62,833 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 76.25% | 81.02% | 77.74% |
(Zip) Code
8831
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Recently sold nearby
Listing information last refreshed 5/26/2026. Provided courtesy of ERA CENTRAL LEVINSON via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.