CCertihomes
176 Clay Street, Milltown, NJ 08850

$724,900

4 beds 3 baths 2,290 sqft Built 197238 days on marketActive

About this home

Classic Colonial Home Located In The Prestigious North Side Section Of Milltown! Spacious Living Room & Formal Dining Room with Hardwood Floors - Eat-In, Center Island Kitchen with Double Sink and Breakfast Area - Step Down Family Room with Wood Burning Fireplace with Sliding Door to a Florida Room with Skylight. Generously Sized Bedrooms - Anderson Windows -Full Basement - Paver Patio - Quality Throughout - Close to NJTPK/Routes 1 & 18/Rutgers/Hospitals/NYC Train/Shopping - Blue Ribbon School District - Quick Closing Okay!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$7,078/mo

Real estate (PITI + HOA + PMI)
$6,766
Principal + interest$4,670
Property tax + insurance$1,824
PMI / 2nd mortgage$272
Utilities
$724
Heating + cooling$209
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$140
$7,078/mo TLC
Budget$7,578/mo
Remaining after TLC$500/mo
Purchase price
$724,900
Down payment
$36,245 (5%)
Loan amount
$688,655
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Colonial, Two Story
Year built
1972
Lot size
0.2929 ac
Stories
2
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$12,981
MLS #
2616460R
County
Middlesex

At a glance

Air conditioning
Fireplace
Basement
Garage (2)
Dishwasher

Home features

Appliances
Self Cleaning OvenDishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
Entrance FoyerKitchenBath HalfLiving RoomDining RoomFamily RoomFlorida Room4 BedroomsBath FullBath MainAttic
Exterior
Open Porch(es)PatioEnclosed Porch(es)SidewalkYardInsulated Pane Windows
Community
Sidewalks
Parking
2 Car WidthAsphaltGarageAttachedBuilt-In GarageDetachedGarage Door OpenerDrivewayOn Street
Patio & porch
PorchPatioEnclosed
Fireplace
Wood Burning
Kitchen
Kitchen IslandEat-in KitchenSeparate Dining Area
Dining
Formal Dining Room
Master bedroom
Full Bath
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Corner Lot, Level, Wooded

Neighborhood — 08850

MetricThis ZIPCountyUSA
Population7,7428,832,837299,088,112
Population Change Since19902.00%14.00%20.00%
Population Density2,6211,137
Male3,7484,307,827147,432,321
Female3,9944,525,010151,655,844
Never Married1,6171,965,81163,775,926
Married3,6253,647,435123,120,365
Separated145391,23912,639,686
Widowed441515,17215,467,586
Divorced429529,39323,075,029
Number Of House Hold2,8863,167,345111,826,380
Average House Hold Size2.682.732.60
Medial Age39.8437.1535.46
Median House Hold Income$80,661$63,392$48,276
Average House Hold Income$90,327$83,312$63,629
P C I$33,672$30,662$24,529
M D I$64,555$52,505$41,133
A T H E$65,785$61,369$50,898
S T R7.00%7.00%
W C J81.20%81.02%77.74%
(Zip) Code
8850

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 5/29/2026. Provided courtesy of KUKER & KESSLER REAL ESTATE via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

176 Clay Street · Milltown — $724,900 · Certihomes