CCertihomes
80 Elm Street, Spotswood, NJ 08884

$505,000

3 beds 2 baths 1,224 sqft Built 195536 days on marketActive

About this home

Welcome to this charming ranch in Spotswood's sought-after Lake area. This 3-bedroom, 2-bath home offers easy one-floor living with hardwood floors throughout. The expanded living room is bright and airy. The eat-in kitchen features oak cabinets with granite countertops and ceramic tile backsplash, with newer stainless steel appliances. Off the kitchen is a nook that could have several possible uses including a pantry, or office. Looking for storage? There is plenty of storage with the full attic and partial basement. Enjoy peace of mind with a newer roof, HVAC, and water heater. Outside, relax on the large patio in the fully fenced yard with sprinklers and 2 sheds. Near public transportation for an easy commute!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,908/mo

Real estate (PITI + HOA + PMI)
$4,615
Principal + interest$3,253
Property tax + insurance$1,173
PMI / 2nd mortgage$189
Utilities
$502
Heating + cooling$89
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$4,908/mo TLC
Budget$5,408/mo
Remaining after TLC$500/mo
Purchase price
$505,000
Down payment
$25,250 (5%)
Loan amount
$479,750
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1955
Lot size
0.1148 ac
Stories
1
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$8,069
MLS #
2662106M
County
Middlesex

At a glance

Air conditioning
Basement
Dishwasher

Home features

Appliances
DishwasherDryerFree-Standing FreezerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
3 BedroomsBath SecondBath FullEntrance FoyerKitchenLaundry RoomLiving RoomAtticNone
Exterior
Door(s)-Storm/ScreenFencing/WallLawn SprinklersPatioStorage ShedYard
Parking
1 Car WidthConcrete
Patio & porch
Patio
Kitchen
Eat-in KitchenGranite/Corian Countertops
Master bedroom
1st Floor
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Level, Near Public Transit

Neighborhood — 08884

MetricThis ZIPCountyUSA
Population7,8948,832,837299,088,112
Population Change Since19903.00%14.00%20.00%
Population Density3,1561,137
Male3,8284,307,827147,432,321
Female4,0664,525,010151,655,844
Never Married1,4441,965,81163,775,926
Married3,7253,647,435123,120,365
Separated166391,23912,639,686
Widowed625515,17215,467,586
Divorced464529,39323,075,029
Number Of House Hold3,0983,167,345111,826,380
Average House Hold Size2.542.732.60
Medial Age39.4737.1535.46
Median House Hold Income$61,994$63,392$48,276
Average House Hold Income$77,145$83,312$63,629
P C I$30,276$30,662$24,529
M D I$51,446$52,505$41,133
A T H E$58,915$61,369$50,898
S T R7.00%7.00%
W C J74.78%81.02%77.74%
(Zip) Code
8884

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 5/31/2026. Provided courtesy of ERA CENTRAL LEVINSON via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

80 Elm Street · Spotswood — $505,000 · Certihomes