Closed$695,000
TLC ≈ $5,504/mo
4 2 1,880 sqft
16 Universal Avenue, South Plainfield, NJ 07080
145 Fairmount Avenue, South Plainfield, NJ 07080
$495,000
4 beds 1 baths — Built 19358 days on marketActive
About this home
Nicely maintained 4 Bed 1 bath cape cod located in the Riley School district. First floor hard wood floors just refinished. Eat in kitchen has updated with great cabinet set up. windows have been previously replaced. Great curb appeal, large shed, oversized fenced back yard. Parking for 4 in driveway. Highest an best by Friday 6/12/2026 8PM
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.
Your estimated payment
$4,806/mo
- Real estate (PITI + HOA + PMI)
- $4,467
- Utilities
- $584
- Transportation
- $129
- Other (entertainment)
- $158
Principal + interest$3,189
Property tax + insurance$1,092
PMI / 2nd mortgage$186
Heating + cooling$130
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$129
Budget$5,306/mo
Remaining after TLC$500/mo
Purchase price
$495,000
Down payment
$24,750 (5%)
Loan amount
$470,250
APR
7.19%
Quick facts
Type
Single Family Residence
Style
Cape Cod
Year built
1935
Lot size
0.2359 ac
Stories
2
Heating
Forced Air
Cooling
None
Water
Public
HOA
—
Annual tax
$6,876
MLS #
2662142M
County
Middlesex
At a glance
Basement
Dishwasher
Home features
Appliances
DishwasherDryerWasherGas Water Heater
Interior
2 BedroomsBath FullKitchenLiving RoomNone
Parking
2 Car Width2 Cars Deep
Kitchen
Eat-in Kitchen
Flooring
Carpet, Laminate, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple
Lot features
Interior Lot, Irregular Lot, Near Public Transit, Near Shopping
Neighborhood — 07080
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 25,012 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 16.00% | 14.00% | 20.00% |
| Population Density | 2,994 | 1,137 | — |
| Male | 12,293 | 4,307,827 | 147,432,321 |
| Female | 12,719 | 4,525,010 | 151,655,844 |
| Never Married | 4,863 | 1,965,811 | 63,775,926 |
| Married | 11,472 | 3,647,435 | 123,120,365 |
| Separated | 756 | 391,239 | 12,639,686 |
| Widowed | 1,564 | 515,172 | 15,467,586 |
| Divorced | 1,256 | 529,393 | 23,075,029 |
| Number Of House Hold | 8,337 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.97 | 2.73 | 2.60 |
| Medial Age | 38.12 | 37.15 | 35.46 |
| Median House Hold Income | $78,745 | $63,392 | $48,276 |
| Average House Hold Income | $87,467 | $83,312 | $63,629 |
| P C I | $30,316 | $30,662 | $24,529 |
| M D I | $63,105 | $52,505 | $41,133 |
| A T H E | $64,425 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 72.15% | 81.02% | 77.74% |
(Zip) Code
7080
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 6/3/2026. Provided courtesy of JACK PEDERSEN REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.