CCertihomes
40 Rutland Lane #40B, Monroe, NJ 08831

$299,000

2 beds 2 baths 1,393 sqft Built 198936 days on marketActive

About this home

Welcome to Whittingham, one of Monroe Township's premier gated 55+ active adult communities. This beautifully maintained first-floor garden apartment is located on a quiet cul-de-sac in a private setting within the development, offering 2 bedrooms, 2 full baths, and scenic golf course views. The spacious, open-concept living and dining area provides a comfortable and flexible layout for both everyday living and entertaining. A cozy fireplace serves as the focal point of the living room, creating a warm and inviting atmosphere. The eat-in kitchen features a center island, ample cabinetry, and new stainless steel appliances. Freshly painted and move-in ready, the home also includes a new washer and dryer for added convenience. The generous primary suite offers a private ensuite bath and direct access to a private patio overlooking the community's picturesque 9-hole golf coursean ideal spot for morning coffee or relaxing evenings. A detached one-car garage provides convenient parking and additional storage. Enjoy resort-style living with exceptional community amenities, including a magnificent clubhouse, indoor and outdoor swimming pools, fitness center, tennis and pickleball courts, golf, bocce, and a vibrant calendar of clubs, events, and activities. Located close to shopping, dining, medical facilities, and major transportation routes. Don't miss this opportunity to own a move-in-ready home offering comfort, convenience, privacy, and an active lifestyle in one of Monroe Township's most sought-after adult communities.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$2,951/mo

Real estate (PITI + HOA + PMI)
$2,606
Principal + interest$1,926
Property tax + insurance$568
PMI / 2nd mortgage$112
Utilities
$452
Heating + cooling$89
Internet + TV + phone$158
Water + sewer + garbage$33
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$2,951/mo TLC
Budget$5,000/mo
Remaining after TLC$2,049/mo
Purchase price
$299,000
Down payment
$14,950 (5%)
Loan amount
$284,050
APR
7.19%

Quick facts

Type
Condo/TH
Style
Garden Apartment Style
Year built
1989
Lot size
0.027 ac
Stories
1
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$2,918
MLS #
2662085M
County
Middlesex

At a glance

Air conditioning
Fireplace
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenExhaust FanMicrowaveRefrigeratorWasherGas Water Heater
Interior
BlindsFirealarmSecurity System2 BedroomsBath MainDining RoomBath FullEntrance FoyerKitchenLaundry RoomLiving RoomUtility RoomNone
Exterior
Door(s)-Storm/ScreenInsulated Pane WindowsLawn SprinklersPatio
Community
Billiard RoomBocceClubhouseGolf 9 HoleIndoor PoolOutdoor PoolTennis Court(s)
Parking
AsphaltDetached
Patio & porch
Patio
Pool
IndoorOutdoor PoolAbove Ground
Fireplace
Gas
Kitchen
Kitchen IslandEat-in KitchenPantry
Dining
Formal Dining Room
Master bedroom
1st FloorFull Bath
Security
Security GateFire AlarmSecurity System
Flooring
Carpet, Ceramic Tile
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium

Lot features

On Golf Course, Private

Neighborhood — 08831

MetricThis ZIPCountyUSA
Population41,3788,832,837299,088,112
Population Change Since199039.00%14.00%20.00%
Population Density8471,137
Male19,4314,307,827147,432,321
Female21,9474,525,010151,655,844
Never Married5,5571,965,81163,775,926
Married21,6803,647,435123,120,365
Separated1,293391,23912,639,686
Widowed4,503515,17215,467,586
Divorced1,925529,39323,075,029
Number Of House Hold17,4823,167,345111,826,380
Average House Hold Size2.302.732.60
Medial Age47.0837.1535.46
Median House Hold Income$66,482$63,392$48,276
Average House Hold Income$85,196$83,312$63,629
P C I$36,960$30,662$24,529
M D I$54,931$52,505$41,133
A T H E$62,833$61,369$50,898
S T R7.00%7.00%
W C J76.25%81.02%77.74%
(Zip) Code
8831

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/6/2026. Provided courtesy of COLDWELL BANKER REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

40 Rutland Lane #40B · Monroe — $299,000 · Certihomes