CCertihomes
89 Bernard Street, Carteret, NJ 07008

$585,000

5 beds 2 baths 1,592 sqft Built 19472 days on marketActive

About this home

You surely don't want to miss out on viewing this large, expanded cape on the West side of town. It features 4/5 bedrms with 2 full baths, living room, dining room with hardwood floors & eat in kitchen. Full finished basement with family room & kitchenette. Outside we have a expanded garage with an overhang over a patio. Fully fenced in yard with its own access to the Joe Medwick Memorial Park. Hurry this one won't last. Owner is selling AS IS. Square footage per tax records.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,480/mo

Real estate (PITI + HOA + PMI)
$5,200
Principal + interest$3,769
Property tax + insurance$1,212
PMI / 2nd mortgage$219
Utilities
$519
Heating + cooling$98
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$136
Car insurance + maintenance$136
Other (entertainment)
$157
$5,480/mo TLC
Budget$5,980/mo
Remaining after TLC$500/mo
Purchase price
$585,000
Down payment
$29,250 (5%)
Loan amount
$555,750
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Cape Cod, Two Story
Year built
1947
Lot size
0.1194 ac
Stories
2
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$7,495
MLS #
2616846R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerFree-Standing FreezerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
1 BedroomKitchenLiving RoomBath FullDining Room4 BedroomsNone
Exterior
PatioFencing/WallYard
Parking
AsphaltGarageDetached
Patio & porch
Patio
Kitchen
Eat-in Kitchen
Dining
Formal Dining Room
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Backs to Park Land

Neighborhood — 07008

MetricThis ZIPCountyUSA
Population22,9578,832,837299,088,112
Population Change Since199015.00%14.00%20.00%
Population Density4,7471,137
Male11,2004,307,827147,432,321
Female11,7574,525,010151,655,844
Never Married5,1081,965,81163,775,926
Married8,8473,647,435123,120,365
Separated1,259391,23912,639,686
Widowed1,590515,17215,467,586
Divorced1,429529,39323,075,029
Number Of House Hold7,7803,167,345111,826,380
Average House Hold Size2.892.732.60
Medial Age36.9237.1535.46
Median House Hold Income$53,973$63,392$48,276
Average House Hold Income$61,282$83,312$63,629
P C I$21,545$30,662$24,529
M D I$45,382$52,505$41,133
A T H E$50,129$61,369$50,898
S T R7.00%7.00%
W C J86.06%81.02%77.74%
(Zip) Code
7008

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/7/2026. Provided courtesy of CENTURY 21 MAIN STREET REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.