CCertihomes
289 Main Street #4A, Spotswood, NJ 08884

$215,000

2 beds 1 baths 868 sqft Built 19641 days on marketActive

About this home

Well-maintained 2-bedroom, 1-bath condominium offering flexibility for both investors and future homeowners. The unit is currently occupied on a renewed lease, providing immediate rental income with the option for future occupancy. Features include a functional floor plan, spacious living area, ample natural light, and low-maintenance condo living. Conveniently located near shopping, dining, schools, and major transportation routes. An additional unit in the same community is also available for purchase. Buy one unit individually or take advantage of the opportunity to purchase both as a package for expanded investment potential and increased cash flow. Whether you're looking to add to your portfolio or secure a future residence, this property offers versatility and value. Schedule your showing today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$2,386/mo

Real estate (PITI + HOA + PMI)
$2,029
Principal + interest$1,385
Property tax + insurance$563
PMI / 2nd mortgage$81
Utilities
$414
Heating + cooling$70
Internet + TV + phone$158
Water + sewer + garbage$33
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$158
$2,386/mo TLC
Budget$5,000/mo
Remaining after TLC$2,614/mo
Purchase price
$215,000
Down payment
$10,750 (5%)
Loan amount
$204,250
APR
7.19%

Quick facts

Type
Condo/TH
Style
Garden Apartment Style, End Unit
Year built
1964
Lot size
0.0484 ac
Stories
1
Heating
Baseboard
Cooling
Wall Unit(s)
Water
Public
HOA
Annual tax
$4,005
MLS #
2617117R
County
Middlesex

Home features

Appliances
Electric Range/OvenRefrigerator
Interior
2 BedroomsKitchenBath FullDining RoomNone
Parking
Additional ParkingAsphaltOn SiteUnassigned
Kitchen
Galley Type
Dining
Living Dining Combo
Master bedroom
1st Floor
Flooring
Carpet, Ceramic Tile, Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
Condominium

Lot features

Near Shopping, Wooded, Near Public Transit

Neighborhood — 08884

MetricThis ZIPCountyUSA
Population7,8948,832,837299,088,112
Population Change Since19903.00%14.00%20.00%
Population Density3,1561,137
Male3,8284,307,827147,432,321
Female4,0664,525,010151,655,844
Never Married1,4441,965,81163,775,926
Married3,7253,647,435123,120,365
Separated166391,23912,639,686
Widowed625515,17215,467,586
Divorced464529,39323,075,029
Number Of House Hold3,0983,167,345111,826,380
Average House Hold Size2.542.732.60
Medial Age39.4737.1535.46
Median House Hold Income$61,994$63,392$48,276
Average House Hold Income$77,145$83,312$63,629
P C I$30,276$30,662$24,529
M D I$51,446$52,505$41,133
A T H E$58,915$61,369$50,898
S T R7.00%7.00%
W C J74.78%81.02%77.74%
(Zip) Code
8884

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/8/2026. Provided courtesy of GREEN LIGHT REALTY LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

289 Main Street #4A · Spotswood — $215,000 · Certihomes