CCertihomes
306 richard Road, Lacey, NJ 08731

$750,000

4 beds 3 baths 1,867 sqft Built 19663 days on marketActive

About this home

Situated in the deepest part of the lagoon in Forked River, this home is a distinguished waterfront residence rebuilt from the foundation up in 2000. This 4-bedroom, 3-bathroom home offers soaring two-story ceilings, elegant arched windows, and an open-concept layout filled with natural light and panoramic water views. The kitchen features granite countertops, cabinetry, and a gas range with views of the water right from the sink. French doors lead to an expansive multi-level deck stretching across the entire rear of the home, ideal for entertaining on the water. A private dock area provides deep-water access for boating enthusiasts, while the generous gravel driveway accommodates multiple vehicles, boats, and trailers. A rare opportunity on the water.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$6,791/mo

Real estate (PITI + HOA + PMI)
$6,595
Principal + interest$4,832
Property tax + insurance$1,482
PMI / 2nd mortgage$281
Utilities
$507
Heating + cooling$92
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$120
Car insurance + maintenance$120
Other (entertainment)
$157
$6,791/mo TLC
Budget$7,291/mo
Remaining after TLC$500/mo
Purchase price
$750,000
Down payment
$37,500 (5%)
Loan amount
$712,500
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Colonial, Contemporary, Two Story
Year built
1966
Lot size
0.12 ac
Stories
2
Heating
Zoned, Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$8,829
MLS #
2617306R
County
Ocean

At a glance

Air conditioning
Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeWasherGas Water Heater
Interior
1 Bedroom2 BedroomsKitchenBath FullDining Room3 Bedrooms4 BedroomsNone
Exterior
DeckFencing/WallStorage Shed
Parking
2 Car WidthGarageAttachedBuilt-In GarageDriveway
Patio & porch
Deck
Kitchen
Eat-in Kitchen
Dining
Living Dining Combo
Master bedroom
Two SinksFull Bath
Accessibility
Shower SeatTub Seat
Flooring
Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Waterview

Neighborhood — 08731

MetricThis ZIPCountyUSA
Population18,0588,832,837299,088,112
Population Change Since199026.00%14.00%20.00%
Population Density2931,137
Male8,8174,307,827147,432,321
Female9,2424,525,010151,655,844
Never Married2,6611,965,81163,775,926
Married9,0433,647,435123,120,365
Separated330391,23912,639,686
Widowed1,320515,17215,467,586
Divorced1,116529,39323,075,029
Number Of House Hold6,9043,167,345111,826,380
Average House Hold Size2.612.732.60
Medial Age38.4637.1535.46
Median House Hold Income$59,098$63,392$48,276
Average House Hold Income$64,935$83,312$63,629
P C I$24,837$30,662$24,529
M D I$49,024$52,505$41,133
A T H E$52,258$61,369$50,898
S T R7.00%7.00%
W C J79.80%81.02%77.74%
(Zip) Code
8731

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/13/2026. Provided courtesy of SIGNATURE REALTY NJ via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.