CCertihomes
611 PENN Street, Perth Amboy, NJ 08861

$550,000

3 beds 2 baths Built 19290 days on marketActive

About this home

Welcome to this beautifully maintained 3-bedroom, 2-bath home that combines classic charm with thoughtful updates throughout. Originally built in 1929, the home underwent a major expansion and renovation approximately 20 years ago, including a second story addition, reconfigured first floor layout, updated windows, flooring, kitchen cabinetry, and a finished basement. The bright and inviting interior features hardwood floors, spacious living areas, stainless steel appliances and abundant cabinet space, and a large primary suite with a beautifully appointed bathroom. The finished basement offers additional versatile living space ideal for a recreation room, home office, gym, or media room. Enjoy year-round comfort with two separate heating and air conditioning systems, allowing independent climate control for the first and second floors. Step outside and enjoy the covered deck overlooking the above ground pool and private fenced backyard perfect for relaxing, entertaining, and enjoying summer gatherings. Conveniently located near shopping, dining, major highways, and public transportation, this move in ready home offers the perfect combination of comfort, space, and value. Don't miss the opportunity to own this lovingly maintained home with modern updates, flexible living space, and dual-zone heating and cooling throughout. Please note seller is related to listing agent

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,221/mo

Real estate (PITI + HOA + PMI)
$4,914
Principal + interest$3,543
Property tax + insurance$1,165
PMI / 2nd mortgage$206
Utilities
$578
Heating + cooling$152
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$5,221/mo TLC
Budget$5,721/mo
Remaining after TLC$500/mo
Purchase price
$550,000
Down payment
$27,500 (5%)
Loan amount
$522,500
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Two Story
Year built
1929
Lot size
Stories
2
Heating
Forced Air
Cooling
Central Air, Ceiling Fan(s), Zoned
Water
Public
HOA
Annual tax
$6,800
MLS #
2617268R
County
Middlesex

At a glance

Air conditioning
Basement
Dishwasher

Home features

Appliances
DishwasherDisposalDryerGas Range/OvenMicrowaveRefrigeratorWasherGas Water Heater
Interior
2nd Stairway to 2nd LevelBlindsShades-ExistingKitchenLiving RoomBath FullStorage3 BedroomsAtticNone
Exterior
Open Porch(es)DeckStorage Shed
Parking
1 Car WidthPaver BlocksDriveway
Patio & porch
PorchDeck
Pool
Above Ground
Kitchen
Granite/Corian CountertopsEat-in Kitchen
Master bedroom
Full Bath
Spa
Bath
Flooring
Carpet, Ceramic Tile, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Corner Lot

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/10/2026. Provided courtesy of EXP REALTY, LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

611 PENN Street · Perth Amboy — $550,000 · Certihomes