CCertihomes
20 Tracey Drive, Milltown, NJ 08850

$675,000

4 beds 3 baths 2,221 sqft Built 197230 days on marketActive

About this home

Welcome to this spacious home situated on a corner lot in a beautiful, well-established neighborhood. Offering plenty of room for comfortable living, this property features four generously sized bedrooms and 2.5 bathrooms. The main level boasts a huge living room, formal dining room, and an eat-in-kitchen with a breakfast bar. Adjacent to the kitchen is an expanded family room, creating the perfect space for entertaining and memorable gatherings with family and friends. Additional highlights include hardwood flooring throughout, central air conditioning, a charming front porch ideal for relaxing, and an enclosed first-floor laundry room for added convenience. The impressive full basement provides approximately 815 square feet of additional space with endless possibilities. Outside, you'll find a two-car garage, a fenced backyard, and a storage shed. Conveniently located near shopping, transportation, parks, and Farrington lake, this home offers both comfort and accessibility. Bring your vision and make this home your own. With it's generous layout and outstanding potential, this property is a fantastic opportunity not to be missed.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 4% APR.

Your estimated payment
$5,408/mo

Real estate (PITI + HOA + PMI)
$5,077
Principal + interest$3,061
Property tax + insurance$1,763
PMI / 2nd mortgage$253
Utilities
$724
Heating + cooling$209
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$127
Car insurance + maintenance$127
Other (entertainment)
$140
$5,408/mo TLC
Budget$5,908/mo
Remaining after TLC$500/mo
Purchase price
$675,000
Down payment
$33,750 (5%)
Loan amount
$641,250
APR
4%

Quick facts

Type
Single Family Residence
Style
Colonial, Two Story
Year built
1972
Lot size
0.1882 ac
Stories
2
Heating
Forced Air
Cooling
Central Air
Water
Public
HOA
Annual tax
$12,833
MLS #
2617449R
County
Middlesex

At a glance

Air conditioning
Basement
Garage (2)
Dishwasher

Home features

Appliances
Self Cleaning OvenDishwasherDryerGas Range/OvenMicrowaveRefrigeratorRangeOvenWasherGas Water Heater
Interior
SkylightKitchenLaundry RoomBath HalfLiving RoomDenDining RoomFamily Room4 BedroomsAtticBath FullBath MainNone
Exterior
BarbecueOpen Porch(es)PatioEnclosed Porch(es)Fencing/WallStorage ShedYard
Parking
2 Car WidthGarageAttachedBuilt-In GarageDetached
Patio & porch
PorchPatioEnclosed
Kitchen
Breakfast BarEat-in KitchenSeparate Dining Area
Dining
Formal Dining Room
Flooring
Ceramic Tile, Parquet, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Corner Lot, Level

Neighborhood — 08850

MetricThis ZIPCountyUSA
Population7,7428,832,837299,088,112
Population Change Since19902.00%14.00%20.00%
Population Density2,6211,137
Male3,7484,307,827147,432,321
Female3,9944,525,010151,655,844
Never Married1,6171,965,81163,775,926
Married3,6253,647,435123,120,365
Separated145391,23912,639,686
Widowed441515,17215,467,586
Divorced429529,39323,075,029
Number Of House Hold2,8863,167,345111,826,380
Average House Hold Size2.682.732.60
Medial Age39.8437.1535.46
Median House Hold Income$80,661$63,392$48,276
Average House Hold Income$90,327$83,312$63,629
P C I$33,672$30,662$24,529
M D I$64,555$52,505$41,133
A T H E$65,785$61,369$50,898
S T R7.00%7.00%
W C J81.20%81.02%77.74%
(Zip) Code
8850

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/13/2026. Provided courtesy of RARITAN BAY REALTY, LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.