CCertihomes
54 State Street, Perth Amboy, NJ 08861

$3,500

3 beds 2 baths 1,420 sqft Built 19242 days on marketActive

About this home

Beautifully renovated 3-bedroom, 1.5 bath waterfront row home offering modern updates and stunning views. This move-in-ready property features a bright and inviting layout with updated finishes throughout. The spacious primary bedroom includes direct access to a finished loft area, providing a versatile bonus space that can be used as a home office, sitting room, nursery, dressing area, or additional storage. The home also features a full unfinished basement, offering ample storage space and a dedicated washer and dryer area. Enjoy the unique charm of waterfront living while being conveniently located near local amenities, shopping, dining, and transportation. A rare opportunity to rent a fully renovated home with flexible living space, abundant storage, and picturesque waterfront surroundings. Just sit on front porch and enjoy the Waterfront view.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$558/mo

Real estate (PITI + HOA + PMI)
$92
Principal + interest$23
Property tax + insurance$68
PMI / 2nd mortgage$1
Utilities
$486
Heating + cooling$106
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$558/mo TLC
Budget$5,000/mo
Remaining after TLC$4,442/mo
Purchase price
$3,500
Down payment
$175 (5%)
Loan amount
$3,325
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Middle Unit
Year built
1924
Lot size
Stories
3
Heating
Central
Cooling
Central Air
Water
Public
HOA
Annual tax
MLS #
2617511R
County
Middlesex

At a glance

Air conditioning
Basement
Garage
Dishwasher

Home features

Appliances
DishwasherDryerElectric Range/OvenGas Range/OvenExhaust FanRefrigeratorRangeWasherStove/OvenWasher/DryerGas Water Heater
Interior
KitchenBath HalfLiving RoomDining Room3 BedroomsBath MainBeamed CeilingsStorage
Exterior
Open Porch(es)Yard
Parking
DetachedOn Street
Patio & porch
Porch
Kitchen
Granite/Corian CountertopsKitchen Exhaust FanEat-in Kitchen
Dining
Living Dining Combo
Master bedroom
Sitting Area
Security
Smoke Detector(s)
Flooring
Ceramic Tile, Vinyl-Linoleum
Sewer
Public Sewer

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Recently sold nearby

Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/15/2026. Provided courtesy of PETRA BEST REALTY LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

54 State Street · Perth Amboy — $3,500 · Certihomes