CCertihomes
20 Montrose Terrace, Irvington, NJ 07111

$615,000

0 beds 2 baths 1,516 sqft Built 19532 days on marketActive

About this home

Beautifully maintained and renovated in 2024, this spacious 2-family home offers flexibility, comfort, and value. Delivered vacant at closing, the property features two well-appointed units, each offering a spacious eat-in kitchen, two generously sized bedrooms, a bright living room, and abundant natural light throughout.The home is in very good condition and move-in ready, with renovations completed in 2024 that enhance both comfort and overall appeal. A full basement with a private entrance offers additional potential, while the fenced backyard provides space for outdoor enjoyment and recreation.Additional features include forced-air heating, vinyl flooring, and modern kitchen amenities. Conveniently located near major highways, public transportation, shopping, schools, parks, and everyday services, with approximately a 25-minute commute to New York City.Seller concessions are available. Don't miss the opportunity to own this move-in-ready multi-family property in a convenient Irvington location..

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,996/mo

Real estate (PITI + HOA + PMI)
$5,694
Principal + interest$3,962
Property tax + insurance$1,501
PMI / 2nd mortgage$231
Utilities
$520
Heating + cooling$98
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$169
Car insurance + maintenance$169
Other (entertainment)
$158
$5,996/mo TLC
Budget$6,496/mo
Remaining after TLC$500/mo
Purchase price
$615,000
Down payment
$30,750 (5%)
Loan amount
$584,250
APR
7.19%

Quick facts

Type
2 Family
Style
Year built
1953
Lot size
0.0517 ac
Stories
2
Heating
Central, Forced Air
Cooling
A/C Window Unit(s), Unit 1(A/C Central,A/C Unit), Unit 2(A/C Central,A/C Unit)
Water
Public
HOA
Annual tax
$10,681
MLS #
2617732R
County
Essex

At a glance

Basement

Home features

Appliances
Water Heater(See RemarksGas)Water HeaterUnit 1(Range/OvenRefrigerator)Unit 2(Range/OvenRefrigerator)
Interior
Unit 1(2 BedroomsKitchen1 BathLiving RoomDen/Family Room)Unit 2(2 BedroomsKitchen1 BathLiving RoomDen/Family Room)
Exterior
BarbecueYardPorch
Parking
On Street
Patio & porch
Porch
Accessibility
Unit 1 Accessibility FeaturesUnit 2 Accessibility Features
Roof
Flat
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, Near Train, Near Public Transit

Neighborhood — 07111

MetricThis ZIPCountyUSA
Population57,6698,832,837299,088,112
Population Change Since1990-3.00%14.00%20.00%
Population Density19,5481,137
Male27,1494,307,827147,432,321
Female30,5204,525,010151,655,844
Never Married19,6161,965,81163,775,926
Married13,5953,647,435123,120,365
Separated4,222391,23912,639,686
Widowed3,003515,17215,467,586
Divorced3,586529,39323,075,029
Number Of House Hold20,9533,167,345111,826,380
Average House Hold Size2.742.732.60
Medial Age31.8537.1535.46
Median House Hold Income$41,554$63,392$48,276
Average House Hold Income$47,919$83,312$63,629
P C I$17,689$30,662$24,529
M D I$36,260$52,505$41,133
A T H E$42,436$61,369$50,898
S T R7.00%7.00%
W C J83.01%81.02%77.74%
(Zip) Code
7111

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 6/19/2026. Provided courtesy of REALTY OF AMERICA via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.